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Hope is not an Effective Financial Strategy
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Mrs SJ is actually enjoying her last 'ever' few weeks of being pregnant to be fair. Lots of visiting whilst she's off work etc...
17p TT'd this morning, but no sign of Quidco money yet which is making my enthusiasm seem soimehwat deflated! Payday today which is a relief, if not for hospital car park charges on the horizon!!!MFW: Was: £136,000.......Now: £47,736.58......0 -
So the race is on...which arrives first, the £50 or Miss SJ!!
I wouldn't like to bet on that one (if I were a betting person!).
Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
I'd never bet on Quidco cash back arriving first to be honest!! And baby would be mad to come out now whilst the weathers took a cold turn!MFW: Was: £136,000.......Now: £47,736.58......0
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Dilemma alert... The £50 cash back is now showing as transaction pending in my current account, so do I wait till it clears before OPing or take that as I have it an OP it tonight...! Payday was today so money in account isn't an issue, and I have to confess I'm fairly excited about adding the £50 to my spreadsheet!!MFW: Was: £136,000.......Now: £47,736.58......0
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I say go for it.
Assuming my bank account isn't too low I always OP my cashback once I request the payment. Less of a risk when my cashback is £1-2, but if it's already pending on your account...
(am I the angel or the devil here? :rotfl:)0 -
Without a (hidden)shadow of doubt the Angel...! That's like getting permission, so decision made!!
It's done. It's gone, it's sent. £50 OP'd from Quidco!! Now off to amend my spreadsheet, so exciting!MFW: Was: £136,000.......Now: £47,736.58......0 -
Good call! :T Another chunk bites the dust.Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180 -
The one and only reason that stopped me o/p today was that I would not see the benefit until around Tuesday when it would hit my mortgage account, so somewhere between today and Tuesday it disappears to the Bermuda Triangle and back, as nobody has it anywhere, irritates me:mad: somewhat so stopped o/p on a Thursday/Friday:)Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190
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Someone somewhere will have been earning money in your cash that's where. You've done well to work it out and stick to your guns,MFW: Was: £136,000.......Now: £47,736.58......0
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Food shop as £46 so well under budget and hopefully will last till a week on Sunday (just may need a milk top up). Getting used to the food shop and I must say its a few quid cheaper than Mrs SJ's (she's usually within budget to be fair, just not £30 under!)! MFW: Was: £136,000.......Now: £47,736.58......0
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