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Hope is not an Effective Financial Strategy
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brick colors personally id go for green hehe :]Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
Emergency fund 23k0 -
Really the colour should be red in keeping with the actual brick colouring of the house...MFW: Was: £136,000.......Now: £47,736.58......0
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So far, but with some of the day to go:
- [STRIKE]DS2's nursery teachers coming to visit
- Nip to opticians to pick up repaired pair of glasses for DS1[/STRIKE], and you guessed it leave his spare pair with them to fix! - typically couldn't find them!
- [STRIKE]Buy some PE bottoms for DS1 (forgot last time)
- Pick up rest of uniform from embroiders[/STRIKE]
[STRIKE] - Change council tax DD[/STRIKE]
[STRIKE] - Ring FD to amend standard mortgage OP by £30[/STRIKE]
- Ring pension provider - Typically they'd shut 5mins before i tried. All stuff prepped for tomorrow.
- [STRIKE]Dog walk x 2 (big and small ones)
- Out on bikes/scooters/go karts - weather dependent
- Visit grandma who's just out of hospital
- Try and get washing dried in between rain![/STRIKE]
- Tidy kitchen as its been a dumping ground whilst we've cleared another room out. - couldn't face it.
- Drink copious amounts of tea...! - epic fail!
May have a go at the kitchen and will definitely aim to drink more tea!MFW: Was: £136,000.......Now: £47,736.58......0 -
Disappointed in you for your poor tea consumption. Whereas I have drank so much I have a headache!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
Evening All
Just delurking to say re colour of bricks - yellow surely - as in yellow brick road that leads to the land of mortgage free Oz. Only thing now is to decide who's Dorothy or the cowardly Lion????????? Can I volunteer to be Toto (he just went loyally along for the ride!)??
My finance news - filled in a 10 page form from the bank today - am trying to reclaim charges (using MSE advice) as i am sure I was mis-sold!
Wish me luck! Tc allAim for Sept 17: 20/30 days to be NSDs :cool: NSDs July 23/31 (aim 22) :j
NSDs 2015:185/330 (allowing for hols etc)
LBM: started Jan 2012 - still learning!
Life gives us only lessons and gifts - learn the lesson and it becomes a gift.' from the Bohdavista :j0 -
Funnily enough Lyn Mrs SJ posted a PPI letter yesterday also. She was dreadful with money until we met and I confiscated her cards...!! So she's fully expecting to have paid without knowing on loans she had in her rebel years!
As for colours of bricks Iike your thinking!!
54p TT'd this morning and that's all I have to report!!!
Oh Santander annoyed me actually. I emailed to say I was struggling to amend a direct debit online etc etc... Explaining what I'd done. Their reply was to try exactly what I'd done and explained! Poor reading skills. It was all I could do to be polite and not refer to their inept reading skills!! I eagerly await their 2nd responseMFW: Was: £136,000.......Now: £47,736.58......0 -
Like the thinking of the yellow brick road - we went for red this month, little girl chose it!
Oh S&ntander, that's not helpful is it!DFW (08/08) £64,346.53 Gone (02/19)
MFW (08/08) £118k Gone (09/23)0 -
£1 TT'd this morning.MFW: Was: £136,000.......Now: £47,736.58......0
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Had a shockingly busy few days, but that always happens after bank holiday. Punishment for 1 day off is to cram all that work into 1 less day!
So i've been on very little, and this is just a lightening quick update to say i TT'd a measly 1p this morning! Now that's dedication for you...MFW: Was: £136,000.......Now: £47,736.58......0 -
Very dedicated indeed! 1p less you'll owe
Back on the DFW Wagon:
CC - £3,300 on 0% til 04/2020
CC - £4,500 on 0% til 02/2019
Loan - £12,063.84 as at 4/1/180
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