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Hope is not an Effective Financial Strategy
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Quick check whilst I have a break at work.
We have decided to do the 1p a day challenge! We're alternating days that we each put into the pot but have changed the rules slightly. So instead of working up from 1p to £3.65 we are just putting in random amounts that we have in our pockets or purse, and colouring in the corresponding square.On Saturday for example I put in £3.25 as I had loads of change after the 50th party we went to.
The cash (if we stick to it) will pay for a weekend away for us...£667.95...
Lets see how long we can stick at it...MFW: Was: £136,000.......Now: £47,736.58......0 -
shangaijimmy wrote: »
We have decided to do the 1p a day challenge!
The cash (if we stick to it) will pay for a weekend away for us...£667.95...
Sounds Good to me - where is this 1p challenge
For a minute there, thought that amount was for the 2 of you :rotfl:
, I take it, it's for all the family
Whereas, I would be looking for a 4 night for 2 abroad somewhere
Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
Forget the kids...this is adult only trip! 'Play' tokens included! Link below to the marking sheet.
https://drive.google.com/file/d/1-6Um6EuP4ulc7PC7rX7OV9pTJGU2FF8s/view?usp=sharing
I am secretly hoping that some of the money can be nestling in the mortgage...obviously!!MFW: Was: £136,000.......Now: £47,736.58......0 -
Shouldn't this be £671.61? 2020 is a leap year....Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0 -
Thats a great point...ruining all my plans!MFW: Was: £136,000.......Now: £47,736.58......0
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Suffolk_lass wrote: »Shouldn't this be £671.61? 2020 is a leap year....
:rotfl:Maybe you can take the kids after all Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190 -
They can share an ice cream before we go...MFW: Was: £136,000.......Now: £47,736.58......0
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Your all heart ...:DAlways have 00.00 at the end of your mortgage and one day it will all be 0's :dance:MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_Now a Part Timer from 27.10.190
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Well its taken a week...it was my turn for the 1p savings thing and I had nothing! So I had to resort to the 1p square and used some road kill! Mrs SJ is so smug that it wasn't her who did the 1p square:D
Avid readers may recall I was deliberating what to do with the kids Uni savings (or general account to help the kids when they get to uni ages). Well i stopped procrastinating and finally opened an S&S Isa in Mrs SJ's name for it. I have rationalised that it isn't the 'kids savings', its 'our savings to help the kids'. So now we just need to hope that for the next 18yrs the stock market is kind.
And in other non financial related news, after 7 weeks of no running due to a niggly ankle (I was doing too much when you add the miles to the miles I do on my feet at work, so it was no wonder i got an overuse injury), I restarted this week. 3 small runs so far with a day off in between and happy to report that all is well. I now just need to be sensible ... Mrs SJ is already doubting my ability not to get carried away!MFW: Was: £136,000.......Now: £47,736.58......0 -
Ooh, I like the idea that you can cherry pick which squares you fill. I might reconsider...Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here0
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