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Hope is not an Effective Financial Strategy

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  • themadvix
    themadvix Posts: 8,810 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Sorry to hear the car didn't pass. As you say though £125 isn't as bad as it could have been.

    Hope pooch is doing better soon - I love schnauzer, always so smart-looking!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Suffolk_lass
    Suffolk_lass Posts: 10,327 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    We could not watch either :( - I don't know what has happened to our Plusnet channel pack but the sport seems to have dropped off. I have now cancelled the £3 per month for HD which we don't use enough for £36 p.a. I suppose that is technically a £96 p.a. saving but it was hard, listening to the radio and following the live text on BBC Sport!
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I opted fort Chelsea match. Probably made an error as the Arsenal game sounded a bit more entertaining ...my fault for asking a 10yr old to decide!

    Well in work with one of those fabulous quiet Fridays. No one in, so I'll fly through my admin duties. I do have 2 conference calls scheduled but they won't be heavy. Planning on leaving early afternoon.
    MFW: Was: £136,000.......Now: £47,736.58......
  • Suffolk_lass
    Suffolk_lass Posts: 10,327 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good decision IMHO - my team since 1967... now therein lies a story or two :)
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Poor pooch! Hope he's not suffering any after effects today.
    2023: the year I get to buy a car
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Pooch is totally fine. Was never in any pain, just bleeding so he was mithered with it for a couple of hours. Though it does give him a convenient excuse not to go for a walk in the rain later...

    I must say that I'm feeling very money motivated at the minute! I've really enjoyed all the Pension, Isa's, SIPPS research. I loving the FIRE type bogs and little vids on YouTube. And overall I must say it makes me feel quite empowered and really positive about our families current financial situation!

    Just saying thats all...
    MFW: Was: £136,000.......Now: £47,736.58......
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Great boost feeling for the weekend. Amazing what you can learn on blogs and youtube.

    Whatever did we do without the internet.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Whatever did we do without the internet.

    I'm certain the majority of people now would wonder how the world even turned without internet, phones and wifi...But that's a whole other discussion!

    Well I have half of a brew to finish then I'm heading home. I've powered through a stack of work and have had enough! The Sun has just popped out and I have made an absolute decision that those weeds will be tackled and dealt with...today...and before our evening meal...

    Now the pressure is on...:eek:
    MFW: Was: £136,000.......Now: £47,736.58......
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    I hope the weather keeps nice for you, I was half way cutting the grass last week, and no, the rain didn't come on, it was the hailstones !!!

    Happy weeding.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    AFK - I was scuppered just like you. I reckon i was 70% done and the heavens opened, very heavily! So i have a little bit left and then some cleaning up to do when everywhere is dry rather than me smearing mud everywhere.

    Dog walk when it stops, then an evening of beer, food, sport and snoozes!!
    MFW: Was: £136,000.......Now: £47,736.58......
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