📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Hope is not an Effective Financial Strategy

1258259261263264436

Comments

  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Definitely stay on here - it's very friendly and less scary than some of the other boards! :eek: :D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • badmemory
    badmemory Posts: 9,727 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    The next jobs on the outside job list are painting the fence (I hate that job more than any other), .

    My next but one job is doing my fence & I'm seriously considering having the UPVC type. They don't need painting & last over 25 years. Obviously costs more to do but I know someone who had her 40ish panels done a few years ago & she thinks she's almost broken even with years still to go.
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Karma/Green,VIx - decision made then. I'll stay here where its safe and friendly. Just make sure we don't let any untowards people in over the next 6yrs (vetting process???)

    Badmemory - i have considered the upvc fence when ours finally falls down. But for now i'm happy to bang a load of nails in it and keep it going. Hopefully the price will have come down quite a bit by that stage! Thankfully though i haven't got 40 panels!
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    So first morning in the caravan and we wake up to the rain that kicked in at bedtime lat night. And judging by the puddles was going on for the majority of the night as well. DS1 is watching Harry Potter (again), DD is pottering about, DS2 and Mrs SJ are still in bed.

    Thankfully internet has been installed at the caravan so I am drinking tea and catching up with diaries, whilst weighing up the big decisions for the morning - bacon or sausage, or both? toast or barms?

    In money news, 55p TT this morning. And we are at the caravan so it definitely will not be a NSD.
    MFW: Was: £136,000.......Now: £47,736.58......
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The bliss of a cooked breakfast on a weekday holiday, and in a caravan when you know you're going to stay dry until you want to get out and get wet :j:j:j

    In referring to fence panels, you've got me thinking. I have a fence that faces directly southward, as my house and garden are oriented west-east. Starting to wonder about solar panels of some description for that fence, when it eventually needs to be replaced. The price would need to come down a lot still, of course. Just a thought experiment for now.

    Anyway, have a great start to the holibob :A
    2023: the year I get to buy a car
  • greent
    greent Posts: 10,787 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thankfully internet has been installed at the caravan so I am drinking tea and catching up with diaries, whilst weighing up the big decisions for the morning - bacon or sausage, or both? toast or barms?

    .

    Both - you're on holibobs! :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • themadvix
    themadvix Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Glad you'll be staying put Jimmy... I'm sure I'll still be here, probably with an bigger mortgage to pay! :eek:

    Hope the weather improves today!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • weighing up the big decisions for the morning - bacon or sausage, or both?

    "Decision", as though there were any question...

    Both. With a fried egg on top! :rotfl:
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Decision was made for me...bacon and sausage on toasted muffins. This morning will be sausage and egg on toast. With brown sauce of course. After all bacon and sausage were designed to go under brown sauce.

    Days 1 &2 have been spectacularly low spend for a caravan trip. £3.15 on day 1 and £5.20 on day 2. Not sure whats happened to Mrs SJ!!
    MFW: Was: £136,000.......Now: £47,736.58......
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    I hope day 3 spends are just as low!

    Enjoy the rest of your break. The weather is set to improve from tomorrow, hope you see some sun!
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.5K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.