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Hope is not an Effective Financial Strategy

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Comments

  • Do you think that they will be ok as you did pay, and it was the first time? OH ended up using the Dartford crossing back from work after a night shift and so forgot to pay (not a normal route). We got a letter saying as it was a first offence if we paid within 48 hours from the letter the fine would be waived.

    It's not like you didn't pay for a car anyway!
  • I'm hoping they see sense, but there have been some appalling stories.

    Well my eyelids didnt win and i somehow managed to stay awake. Made a £1 TT this morning and then the usual Sunday TT pot OP. Nice to report the weekly total at £6.02.

    So i'm gonna attack the day by finishing off my brew with a bit of diary catch ups, then i'll make a start on the go cart for an hour before heading to work. Wardrobe delivery is between 9.30 and 11.30am (apparently)!
    MFW: Was: £136,000.......Now: £47,736.58......
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 18 February 2018 at 10:16PM
    Well i'm taking the day as a success. Go cart built, been to work, 3 dog walks, visited my grandma and built the wardrobe (well nearly... i ran out of time to put the doors on as DD really needed to go to bed, but thats only a really small finishing touch)!

    Am absolutley shattered now though!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Kittenkirst
    Kittenkirst Posts: 2,468 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good work Jimmy- making me tired just reading all that :D
    First home- Oct’16 until June’21: £170.995- Overpayments made £13,784 (25% extra!).
    New forever home- Sep’21 £309,449 @ 2.05%. Plan to clear it before 30 years!!!!!!
  • I added to the evening by trying to do some more of my pre course reading. Managed abou 30mins so reasonably happy with that.

    I was very disappointed to to log onto current account for my mornign TT to see thatthere was only a paltry 2p to TT. So i opted for £1.02 instead!

    Motivation is back!
    MFW: Was: £136,000.......Now: £47,736.58......
  • themadvix
    themadvix Posts: 8,786 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Sounds like a very productive day!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You do pack a lot into your days especially with 3 little ones. We don!!!8217;t spend from our current account so I have to make £1 Tilly tidies most of the time.
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Cath, i just cant sit still is the truth! Drives Mrs SJ potty.

    Nice 48p TT this morning and current account looking in reasonable fashion. I'm just over 75% through my pre course reading now as well. Need to try and find a spare/quiet hour in work today and then i can finish it off tonight and tonmorrow night.
    MFW: Was: £136,000.......Now: £47,736.58......
  • Hi SJ, been lurking for a while as my MFW mojo has been lacking of late...good to see the £1.02 TT making a come back! You are my daily(ish) reminder to TT so thanks for that! You're doing remarkably well, keep up the good work!
    Original Mortgage: £134k Sept 2044 :eek: Current Mortgage: £126k Neutral Oct 2039
    Ideal goal: TBC :cool:
    Bonus OPs made 2017: 7 total= £159.91
    Save
    Save
  • Thank you for your kind comments Retro. Good to know that someone is out there!

    Wardroe all finished and it now has doors! No swearing, no cursing and no tempers...not sure what has become of me!
    MFW: Was: £136,000.......Now: £47,736.58......
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