Hope is not an Effective Financial Strategy

greent

Have a great weekend

michelle09

Enjoy your weekend, glad everyone is starting to feel better!

shangaijimmy

Great weekend, back to work with a bump! Spent a lot, but not extortionate and now onto DS1 birthday tomorrow...more spendings!

End of the month looms large which is exciting as it means accounts posting, and brick colouring. Just need to do some accounts tonight to make sure all cash in the place it needs to be. Hoping to be over £700 OP total for Jan.

try_harder

Good to see you back

atypicalblonde

Glad you had a fun weekend. Three nights child free sounds like the stuff of dreams!

A_Frayed_Knot

Nice to hear you had a great time at the weekend.

Great overpayment figure there.


Enjoy DS1's birthday - he'll be very excited.

shangaijimmy

Thanks all. 3 nights with no kids just makes you realise how busy 1 night with 3 kids is!

Anyway i'm not quite ready for posting accounts but i couldn't resist looking at the OP total. Ecstatic to report that it is £715.51 :j

Will be back tonight/tomorrow with detailed accounts for the month and to update sig, targets and challenges!

michelle09

That's wonderful, well done! That last 100k will be gone in no time.

shangaijimmy

A fantastic month. Even more fantastic when you factor in its January, we had 6 family brithdays including 2 of our own kids, and an away weekend for a wedding.

Monthly Figures

• Opening Balance - £99, 371.28
• Closing Balance - £98,173.08
• Total OP's - £715.51
• Net Reduction - £1,198.74
• Daily Interest - £4.41 (6p reduction)
• LTV - 44.42%
• % Loan Remaining - 72.19%

Diary Averages - 35 Months

• Cumulative OP's - £21,024.26
• Ave OP's - £600.69 (Big achievement to nudge above £600)
• Cumulative Net Reduction - £37,826.92
• Ave Net Reduction - £1,080.77

shangaijimmy

Grrr, just checked MFiT chart and still in yellow! Need to pull my socks up!