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Hope is not an Effective Financial Strategy

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Comments

  • Congratulations!! :)
  • Well done Jimmy! Must be a wonderful feeling.
  • Thanks Michelle and Hidden.

    I've redone post 1 with some goals for 2018. Not sure if I'm fully happy with them, but its a good start! I may add some 2yr, 5yr targets etc...
    MFW: Was: £136,000.......Now: £47,736.58......
    • Opening Balance - £112,544
    • Closing Balance - £99,371
    • Mortgage Debt Reduction - £13,173
    • Total OP's - £7,405.70
    MFW: Was: £136,000.......Now: £47,736.58......
  • Woooooohooooooooo! :j:j:j
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Wooo hooo!! Congratulations on getting to five figures!

    Here's to a big OP 2018 :)
    Original MF Date January 2035. MF Date February 2022
    • Opening Balance - £112,544
    • Closing Balance - £99,371
    • Mortgage Debt Reduction - £13,173
    • Total OP's - £7,405.70

    amazing getting down below £100,000! What a milestone :j
    Mortgage when started:
    Jan 2013: £200,999; 2nd Jan 2018: £137,500; 2nd Jan 2019: £119,000; 2nd Jan 2020: £98,800; 22nd May 2020: £81,000; 27th July 2020: £71,500
    Mortgage free day planned for: [STRIKE]25th June 2025 (day before my 40th birthday!)[/STRIKE] 31st December 2021
    [/STRIKE] 31st January 2022
    Mortgage free: 2nd June 2021!!!!!!
  • Jessy103
    Jessy103 Posts: 2,250 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper Photogenic
    Congratulations SJ!!! I hope you used a special pen for that 100K box on the chart!
    Mortgage Balance as of July 2025 £14,900.
    Starting Mortgage Balance (June 2019) £72,000.
    Aiming to be mortgage free by my 40th birthday, June 2026!
  • A_Frayed_Knot
    A_Frayed_Knot Posts: 3,308 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    What a lovely way to start the New Year !!!

    On track and looking good . . .

    Congratulations _party_

    Happy and Healthy New Year to you and all your family.
    Always have 00.00 at the end of your mortgage and one day it will all be 0's :dance:
    MF[STRIKE] March 2030[/STRIKE] Yes that does say 2030 :eek: Mortgage Free 21.12.18 _party_
    Now a Part Timer from 27.10.19
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    House chart is long gone im afraid! Defaced by a 1yr old and her 5 yr old look out. Its now like everything and a virtual house on a tab on my spreadsheet!
    MFW: Was: £136,000.......Now: £47,736.58......
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