Newbie here! SOA added

melly84

albertross wrote: »

Not suggesting getting rid of BB.. One option could be to go wireless, then you could leave the PC where it is. Wireless routers are about £20-30. A freeview box or video sender for upstairs is a similar price.

Posting APR's/full details on the debts would help people give you advice on how to tackle them

http://www.cccs.co.uk/

oh, i'll have a look at the router option, i've only got the box upstairs for the computer so could get rid if i got a wireless.
well they are all with debt collectors so would i phone them to ask about apr's or the companys the debt was opriginally with

dylansmum

melly84 wrote: »

The surestart one doesnt open till 8am, my son was in there but i removed him as it was crap.
i'm happy with the nursery he is in, i get help from the tax credits so only pay £103 out of my earned money a month towards it.
he's only 3 so most school nurserys only offer 2.5hr sessions which is unpractical, i wouldnt use a childminder either.

yeah I know SS not always good - it varies between centres; the odl Council nurseris were MUCH better. But children's centre have to open at 7.30 under childcare bill (but they DO fiddle this, I know)..but, if it is rubbish then pointless for you.

I am shocked about the schools! Here they are full-time from term after child is 3.5 years old, though your LO isn't quite old enough I guess. I guess what we all need is a longer entitlement to child-care hours (I don't use day care and never would, but I understand lots really like it, so it needs supporting more). I really hope that you can sort all this out and keep in mind that in two years childcare will hopefully get easier!

melly84

dylansmum wrote: »

yeah I know SS not always good - it varies between centres; the odl Council nurseris were MUCH better. But children's centre have to open at 7.30 under childcare bill (but they DO fiddle this, I know)..but, if it is rubbish then pointless for you.

I am shocked about the schools! Here they are full-time from term after child is 3.5 years old, though your LO isn't quite old enough I guess. I guess what we all need is a longer entitlement to child-care hours (I don't use day care and never would, but I understand lots really like it, so it needs supporting more). I really hope that you can sort all this out and keep in mind that in two years childcare will hopefully get easier!

here they start the september after their 4th birthday so he'll be starting next september, but i only really pay £16pw from this september as tax credits give me the rest.