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Renovations and Repayments.

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  • maman
    maman Posts: 29,858 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    AlexLK wrote: »
    Unfortunately I spent too many of my younger years socialising with conceited snobs (could say something a bit stronger but won't). Sounds like??;)





    That's exactly what I'm planning to do, maman. :) However, there is a car being added to the 'fleet' at the end of this year, though I'm not paying for it. :D


    Is this MrsK still hankering after the new BMW? Hope she doesn't undo all the good work on working towards joint goals.
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    maman wrote: »
    Quote:
    Originally Posted by AlexLK viewpost.gif
    Unfortunately I spent too many of my younger years socialising with conceited snobs (could say something a bit stronger but won't). Sounds like??;)


    I think that's somewhat unfair, maman. :( I've already admitted I was just the same and I am trying to be more tolerant towards others. All too aware I cannot change the past, thank you.
    maman wrote: »
    Is this MrsK still hankering after the new BMW? Hope she doesn't undo all the good work on working towards joint goals.

    She's driven one and didn't think too much to it. We are working towards a car goal but it's a joint one of a Jaguar E type. Won't be getting into debt or rushing to buy it, though. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    A quick savings update: £260 added, taking my total to £7,870. :)

    Not a lot else going on at the moment as I'm quite busy with various work, next week should be quieter. So much for the summer "holiday" from the school / uni stuff, it seems I have less time now than when the days are more structured.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    AlexLK wrote: »
    Not a lot else going on at the moment as I'm quite busy with various work, next week should be quieter. So much for the summer "holiday" from the school / uni stuff, it seems I have less time now than when the days are more structured.
    Wait till you retire, then you'll really know what busy is :rotfl:.

    Have you been to see the ospreys?
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    gallygirl wrote: »
    Wait till you retire, then you'll really know what busy is :rotfl:.

    Have you been to see the ospreys?

    Retired? :eek: :rotfl: Don't say I need to think about that, yet.

    We've not yet visited the Ospreys as we should be going in August to the family day.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    Sunday 26th July, 2015.

    Dear Diary,

    I'll call this one (in a whiny voice) ... 'But All I Want is The 'E'' ...

    Despite a dreadful day weather wise, Mrs K and I have finally done some work to the house and come to terms with the fact we will have to spend an awful lot of money in the not too distant future on the roof. I think this is likely going to be a job for the professionals, too. So along with the bathroom, that seems to be where this year's savings (and the rest :eek:) will be going :( .... and I thought this whole financial independence from the Bank of Mum and Dad was a good thing.

    The £50 added to the savings today seems rather irrelevant considering the above but it's better than nothing. Closer to sorting the house, kind of means closer to the E, doesn't it? Keeping to the savings / financial theme, I don't understand how people have NSDs? I managed a few during my debt free days but found even then it's usually the case that money needs spending on petrol and food.

    On another note, this time next month we will have a dog as well as four Land Rovers counting a borrowed one and one on order, at least I'm living that dream. ;) :rotfl:

    Yours Faithfully,
    Alex.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • greent
    greent Posts: 10,800 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    AlexLK wrote: »
    I think that's somewhat unfair, maman. :( I've already admitted I was just the same and I am trying to be more tolerant towards others. All too aware I cannot change the past, thank you.

    I took it that maman was referring to something stronger but still sounding like snobs, not as any slight against you - I thought she might have meant kn0bs :D
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Alchemilla
    Alchemilla Posts: 6,274 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Is the dog called Rover?
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Alchemilla wrote: »
    Is the dog called Rover?

    :rotfl::rotfl::rotfl::rotfl::rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    AlexLK wrote: »
    So along with the bathroom, that seems to be where this year's savings (and the rest :eek:) will be going :( .... and I thought this whole financial independence from the Bank of Mum and Dad was a good thing.
    That's the whole point of having savings! So you can pay for what needs doing, when it needs doing. Part of being an adult, I'm afraid...
    The £50 added to the savings today seems rather irrelevant considering the above but it's better than nothing.
    Better than going back into debt to pay for new roof? Absolutely.
    Keeping to the savings / financial theme, I don't understand how people have NSDs? I managed a few during my debt free days but found even then it's usually the case that money needs spending on petrol and food.
    Organisation is key to NSDs; I rarely spend during the week as I have bought everything I need to, such as food and petrol at the weekend when I do our weekly shop. It also takes practice, so don't be too worried about it :) so long as you're not spending £100s every day....
    On another note, this time next month we will have a dog as well as four Land Rovers counting a borrowed one and one on order, at least I'm living that dream. ;):rotfl:
    So long as you share a picture of your dog when he/she arrives, then that's fine :D
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
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