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Petition to abolish Chancel repair liability

https://www.change.org/p/the-rt-hon-chris-grayling-mp-abolish-chancel-repair-liability-2?

Everyone should sign this petition. Looks like insurance companies are making millions by selling Indemnity policy.
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Comments

  • Tuscan
    Tuscan Posts: 323 Forumite
    yeah i signed it yesterday, ive just took out insurance for Chancel repairs but was only £20 so i didnt see the point in risking it. We are moving about 100 yds from a medieval church..
  • ognum
    ognum Posts: 4,879 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I thought there was a palimentary bill in 2014 about this although I do not know the outcome
  • maninthestreet
    maninthestreet Posts: 16,127 Forumite
    Part of the Furniture
    As properties change ownership, any property that does not currently have CRL noted in it's deeds cannot have any future liability.
    "You were only supposed to blow the bl**dy doors off!!"
  • rosie383
    rosie383 Posts: 4,981 Forumite
    So if we get the deeds from the conveyancer, and there is nothing on them, then we don't need either a search or insurance?
    Father Ted: Now concentrate this time, Dougal. These
    (he points to some plastic cows on the table) are very small; those (pointing at some cows out of the window) are far away...
    :D:D:D
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    Green3 wrote: »
    https://www.change.org/p/the-rt-hon-chris-grayling-mp-abolish-chancel-repair-liability-2?

    Everyone should sign this petition. Looks like insurance companies are making millions by selling Indemnity policy.

    Why should everyone sign it? For starters it has no application in Scotland. And what if I'm a shareholder in one of those insurance companies and I'm very happy with them making millions from selling Indemnity policies?
  • Rumpole
    Rumpole Posts: 11 Forumite
    Part of the Furniture First Post Combo Breaker
    agrinnall wrote: »
    Why should everyone sign it?

    Because it's trying to abolish what amounts to theft by the Church of England from its neighbours. The churches are struggling to pay their repair bills, presumably because of the ever declining numbers attending - their wheeze is to drag up some long forgotten law from the 16th century in order to extort the repair money from property owners in their parish. It's clearly, well, wrong, that's why everyone should sign it.
  • phoebe1989seb
    phoebe1989seb Posts: 4,452 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    The parochial council of the parish in which our last house was located (rural Wilts) opted out of imposing chancel repair liability on properties that would have been affected by it as church leaders there felt it was unfair on their parishioners. Not sure how widespread this opting out is, or whether ours was the only one to do this ;)
    Mortgage-free for fourteen years!

    Over £40,000 mis-sold PPI reclaimed
  • agrinnall
    agrinnall Posts: 23,344 Forumite
    10,000 Posts Combo Breaker
    Rumpole wrote: »
    Because it's trying to abolish what amounts to theft by the Church of England from its neighbours.

    So I repeat, why should everyone sign it? The C of E have no jurisdiction in Scotland - it's the West Lothian Question all over again.
  • movilogo
    movilogo Posts: 3,235 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    It is removed for all houses sold after 2014, unless there is already an interest registered (rare) by chancel (which will be revealed during searches).

    It is an archaic law and should be abolished.

    Indemnify policy costs around £15.
    Happiness is buying an item and then not checking its price after a month to discover it was reduced further.
  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Green3 wrote: »
    Looks like insurance companies are making millions by selling Indemnity policy.

    If any church could determine that all affected properties had the insurance then calling it in would transfer money from the insurance companies to a (probably) nice old building. I find this a nice, if impractical, thing to contemplate. I guess the insurance companies are in many cases betting that they won't actually have a high enough proportion of the market covered for this logic to occur.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
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