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I want to be Debt and Mortgage Free by 35!
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April's savings targets- first posted 1/04/15
April's Help to Buy Monthly Savings:£0/ £280.05.
B- Savings (baby): Increase from £3.99 to £25.00
Loan Overpayment: £0 to £50
Pay for Flooring for extension: £106.38/ £140.00
Money for Garden Furniture: £0/£55
Updated figures 09/04/2015
April's Help to Buy Monthly Savings: £28.62/£280.05
B-Savings (baby) £6.78/£25.00
Loan Overpayment: £0 to £50
Savings for flooring: £175.72/£350.00
Savings for Garden Furniture: £0/£55
Need to try harder.Savings for H2B Loan Annual £10, 774.65/£40,000Emergency Fund: £0/£1000 Car Maintenance Fund £0/£900
Mortgage:October. 2013: £87,264 Sept ‘19 £72,812.650 -
Evening everyone,
A few MSE things for today:- Completed all surveys that were available
- Ordered new curtains from Next going through £co and using gift card to pay
- Rearranged furniture in house, so that we can have a study without compromising no of bedrooms
- Listed another item on bay of e.
- Making list of house furnishings I want to buy- so I can use vouchers/ take advantage of offers.
- Went food shopping today- £5.89 in FF and £14.38 in A*di, hope Mr T order comes in on budget.
Savings for H2B Loan Annual £10, 774.65/£40,000Emergency Fund: £0/£1000 Car Maintenance Fund £0/£900
Mortgage:October. 2013: £87,264 Sept ‘19 £72,812.650 -
Evening everyone,
Small list of MSE things today, but definitely in right direction:- Completed all surveys that were available
- Redeemed £5 paypal from Swa**ucks- will be transferred to H2B loan when it arrives
- Sold an item of furniture for £25- will be split between floor savings and garden furniture
- Sold piece of clothing on the bay of e for £11.01 minus fees etc - will be transferred to H2B savings
- Received another bid on item on bay of e
- DH bought kiddies sun cream using B**ts points
- Used a**zon gc to buy Winnie the Pooh stickers for DS1 new bedroom
- Listed dining table on gumtree
- DH picked up the curtains I ordered, but not suitable as just too 'girlie' for a boy. Will be returning and will order a different pair
- Redeemed more points from app trailers- will be going to B-savings when received
- All meals from stores
- Washing on at 30 degrees and placed on airers.
- Mr T order was collected this morning by DH after finishing work.
- Aldi= £14.39
- Mr T= £24.13
Total= £44.40 (£9 over budget)
Next week's budget £25 tops.
Night all.Savings for H2B Loan Annual £10, 774.65/£40,000Emergency Fund: £0/£1000 Car Maintenance Fund £0/£900
Mortgage:October. 2013: £87,264 Sept ‘19 £72,812.650 -
Evening DFW's
MSE things for yesterday- Put 2 washes on at 30 degrees and placed on airer
- Completed all surveys that were available
- Sold another item on the bay of e
- Received another bid on an item
- Posted item that sold, transferred £11.02 transferred to H2B savings
- Received £5 pp from swagbuck- transferred to H2B savings
- Received 32p from app trailers- transferred to B-savings
- Paid in money from selling furniture, £15 to flooring fund and £10 to garden furniture fund.
- Bought weekly bus ticket, will be using to get around everywhere
- DH spent £15 on diesel, went to Mr S as cheapest and got 120 nectar points
- Received £10 voucher in post from survey site, stashed away
- Spent £1.44 on cough mixture for DS2. DH was meant to take DS2 dr's appointment, but was late, as parked in Mr A car park to save money.
- Used free minutes to ring mum.
- Received money off coupons for baby stuff from Mr T, will definitely use two/three.
Still to do.....- Wrap parcel
- Check bay mapper on mse for baby items
- Move more money from pp to bank account
- Try tol survey and nectar
- Look on Mr T
- Check mobile usage online
Savings for H2B Loan Annual £10, 774.65/£40,000Emergency Fund: £0/£1000 Car Maintenance Fund £0/£900
Mortgage:October. 2013: £87,264 Sept ‘19 £72,812.650 -
Evening DFW's,
MSE things for today:- Received £3 from pc survey, transferred to H2B savings
- Received 33p from app trailers- transferred to B-savings
- Completed all surveys available
- Received £10 ar**s voucher from s&s
- All meals from stores
- Washing on at 30 degrees and on airer
- Redeemed £50 from yg
- Had to buy some heat pads for DH, used voucher on b00ts app to get £1 off. Spent £4.99
- Claimed free mam baby bottle through b00ts app (worth £7.99)
- Went to Deb**nhams to buy MIL birthday present, managed to get the present in the Blue X sale with 70% off and buy DS's shorts- all for £27.00 and used gift card from survey to pay for it, with £3 left on gift card
- Redeemed 500 points from app trailers.
Non MSE- DH spent £2 on parking
- We spent £2.17 in B&M on BBQ sauce, drink for DH and snack for DH. Will be coming out grocery budget
- Spent 90p in A**I on crumpets and bread
Savings for H2B Loan Annual £10, 774.65/£40,000Emergency Fund: £0/£1000 Car Maintenance Fund £0/£900
Mortgage:October. 2013: £87,264 Sept ‘19 £72,812.650 -
April's Help to Buy Monthly Savings: £28.62/£280.05
B-Savings (baby) £6.78/£25.00
Loan Overpayment: £0 to £50
Savings for flooring: £175.72/£350.00
Savings for Garden Furniture: £0/£55
Update: 14/04/2015
April's Help to Buy Monthly Savings: £47.64/£280.05
B-Savings (baby) £8.10/£25.00
Loan Overpayment: £0 to £50
Savings for flooring: £190.72/£350.00
Savings for Garden Furniture: £10/£55Savings for H2B Loan Annual £10, 774.65/£40,000Emergency Fund: £0/£1000 Car Maintenance Fund £0/£900
Mortgage:October. 2013: £87,264 Sept ‘19 £72,812.650 -
Evening DFW's,
MSE things for today:- Spent £7.55 on F&F on baby clothing items, went through £co, bought sale items, received 10% staff discount and used £2.50 money off coupon- paid for by b-savings
- All meals from stores
- Washed bedding and clothes at 30 degrees and placed on airer
- Posted parcel and requested £2.02 from pp, transferred to H2B savings
- Sold bedside drawers on bay of e,
- Completed all surveys available
- Received 33p from app trailers- transferred to B-savings
- Have some watchers on items on bay of e.
- Used weekly bus ticket to get around.
Savings for H2B Loan Annual £10, 774.65/£40,000Emergency Fund: £0/£1000 Car Maintenance Fund £0/£900
Mortgage:October. 2013: £87,264 Sept ‘19 £72,812.650 -
MSE things for today:
- Completed all surveys available
- Used weekly bus ticket to get around.
- Received 33p app trailers- will transfer to B-savings
- Received £40 from 1poll- transferred to H2B savings
- Sold an item on bay of e
- Listed another item
- Cleaned bedside drawers ready for collection
- Checked bay of e for baby items.
- Spent 49p in Wilko's on water and a snack, spent £1.04 in Mr T on bread and sausages. Then sent DH to get pizzas, milk and cake from Mr T as I was very tired.
Savings for H2B Loan Annual £10, 774.65/£40,000Emergency Fund: £0/£1000 Car Maintenance Fund £0/£900
Mortgage:October. 2013: £87,264 Sept ‘19 £72,812.650 -
MSE things for today:
- All meals from stores
- Completed all surveys available
- Posted item that I sold
- Bedside cabinets were collected that I sold for £15
- Someone came to look at dining table, definitely interested, hopefully it will sell
- Sold another piece of furniture on bay of e.
- Redeemed £30 worth of vouchers from GTM
- Redeemed £10 voucher from I-say.
- Redeemed £15 agc from VO
- Moved money from the Spanish bank to help pay for the flooring.
- Bought flooring and arranged date for it to be fitted.
- Used bus ticket to get home.
- Bought £15 of fuel from Mr S and got bonus points.
Savings for H2B Loan Annual £10, 774.65/£40,000Emergency Fund: £0/£1000 Car Maintenance Fund £0/£900
Mortgage:October. 2013: £87,264 Sept ‘19 £72,812.650 -
Evening everyone,
MSE Things for yesterday:- All meals from stores
- Mum bought yummy treats down with her when visiting
- NSD
- All surveys completed that were available
- Clothes washed at 30 degrees and placed on airers
- Went out for walk with my mums and DS's- free exercise
- Listed more items on bay of e
- Step-dad has offered to paint extension free of charge :-)
- All meals from stores
- Bought weekly bus ticket to get home
- All surveys completed
- Posted item that I sold, money requested from pp, transferred to H2B savings
- Received £4 from points panel- moved to H2B savings
- Requested £10 b00ts voucher from VO
- Received another bid on item on bay of e.
- Washed towels at 30 degrees and placed on airer
- Redeemed points from App trailers
Savings for H2B Loan Annual £10, 774.65/£40,000Emergency Fund: £0/£1000 Car Maintenance Fund £0/£900
Mortgage:October. 2013: £87,264 Sept ‘19 £72,812.650
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