Tuesday 3 March - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .

So be proud of those small steps, they really are important:money:

TimeToChange

Today is my first No Spend Day!!!! Thats my first step.

Good Luck everyone xx

ziggy2407

Good Morning All

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Well everything looks lovely in the kitchen and has really lifted the look without the need for a complete new kitchen, just needs a coat or two of white emulsion at some point in the future. Todays little list:

Packed lunch for DH & DS - Done
Finish cleaning cupboards & put everything back after yesterday -
Bake -
Post Eb*y parcels -
Shopping with list & vouchers -
Investigate why grill has stopped working -
List few bits on freegle -
Continue purge on Emails -
Continue purge on FB & Twitter -
Upload a few pics to snapf*sh -
Surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 4 chances to win -
Read/Knit-

Have a great day, love to you all

C x

TimeToChange

ziggy2407 wrote: »

Good Morning All

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Well everything looks lovely in the kitchen and has really lifted the look without the need for a complete new kitchen, just needs a coat or two of white emulsion at some point in the future. Todays little list:

Packed lunch for DH & DS - Done
Finish cleaning cupboards & put everything back after yesterday -
Bake -
Post Eb*y parcels -
Shopping with list & vouchers -
Investigate why grill has stopped working -
List few bits on freegle -
Continue purge on Emails -
Continue purge on FB & Twitter -
Upload a few pics to snapf*sh -
Surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check freepostcodelottery - Remember there are now 4 chances to win -
Read/Knit-

Have a great day, love to you all

C x

Sorry to be a bit stupid Ziggy, but how does this work???

Bobarella

Morning All
Ziggy glad your kitchen is looking fab. It's part of the house you'll be in so often it makes a huge difference to make it lovely.
Time to change -good luck with your NSD

Today, have the window cleaner and electrician back at the shop. The insurance is paying for the electrician so that's good. Just a few plug sockets to put back on now. Will be good to see the windows clear of all the dust and crud that's built up.

This morning have checked the banking, many of the big bills have now gone out.
Had another small credit from music magpie for £12 so will chop that off a credit card.
Wondering about moving my son's CTF after seeing the news this morning regarding the government allowing movement into junior ISAs from April. I have stopped paying into that account due to poor performance. I went for a UK index tracking product via The Share Centre but compared to the Scottish Mortgage savings account we have with Baillie Gifford the performance was shocking. So the chance to move it is welcome. What are other parents doing with their CTFS?

Husband and son both sent off with their lunches for the day. Can stretch supplies for a meal tonight as well so may get my first NSD this month.

Think that's it for me.

nice to see so many people joining in the thread yesterday.

Bob

xJOJOx_2

Good morning everyone! Some things carried over. Random night last night, lay down to go bed and started throwing up, all night and now I am fine again?!

Today's listy

- tidy up house
- all meals from stock (DONE)
- wash, dry and put away
- leave purse at home during school run (DONE)
- nsd
- find outfit to wear for work tomorrow :-D
- order school photos (DONE)
- finalise details and sign contract with childminder (DONE)
- childrens bags ready for their dads (DONE)
- check banking (DONE)
- check emails (DONE)
- phone jobcentre
- contact office at work and give details
- dietbetic check this evening (DONE)
- YNAB trail- see what I think. As money all changing and coming in different times and different places need something set up now
- lunch prepped for tomorrow
- baby's bag all packed ready for first day

That's it for now. Will look at some more after school run. Have a good day everyone xx

carrielovesfanta

Morning folks!


Thanks to ziggy for starting us off


Gorgeous day here in the North West. Lifting the spirits!


The list today:

• Charge phone in work
• B/L/D from stores
• Check online banking and reconcile spreadsheet
• Print off new housework rota
• Housework according to new rota
• Check chilli seedlings, plant any that have sprouted (only one so far!)
• Crochet
• Possibly cook something this evening (see how I feel)
• Go for a run at lunchtime
• No drinkies (was saintly yesterday)
• Log calories in free app

Nice list of basics to stick to. Baby steps!


Have a good one all


clf x


ps: sounds like good progress in the shop Bob

DawnW

Morning all

Thanks for starting us off Ziggy.

My list for today:

Check banks Done

Aim for a NSD Nothing spent

Meals from stores Done

Make a big pot full of steak and kidney pie filling from various bits in the freezer along with some veg from the fridge, make a pie later and freeze the rest for another time. Done

Make a cake as the tin is empty Cake is not good for waistlines, I know, but it stops OH buying rubbish from the shops, and at least I know what goes in it. Done

Clean stairs and big rug in lounge, change throws in lounge as they look grubby. Cleaning done but not throws

Sort out fridge Not done yet

More decluttering - list pile of unwanted books on facebook free page. Saves me carting them to the book bank, as we have road works and the traffic is awful (too heavy to walk with). No point dragging them to the CS in town either, as they aren't taking books at the moment :(We only have 2 charity shops here so no competition for donations unfortunately. Anyway, hopefully someone would like them Just waiting for them to be collected

Plant tomato seeds (didn't get around to this yesterday) Done

Heating off, but will light the woodburner later if it is chilly (it is at the moment but fine if I don't sit about!!) Did turn it on for a while when DD appeared with baby. Didn't want her to be cold

Get clothes etc ready for tomorrow as I have a hospital appointment, which means a very early start, as the hospital is miles away Will do this in a minute when the books have been collected

Hope everyone has a good day

allydowd

TimeToChange wrote: »

Sorry to be a bit stupid Ziggy, but how does this work???

Just start a new message and write down all the small things you will be doing today that will save you money and help you become or stay debt-free.

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link
  
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery (Link)
• FreeStuff ( Link )
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Tesco Orchard product testing (Link) NEW!
  
• Toluna ( Link )
  
• TopCashBack ( Link )

allydowd

Morning DFW-Jedis,

Well, life goes on, as does the almost everlasting quest for solvency and sanity.

Today is a day off and our village is blanketed in snow.

The List:


:starmod: [STRIKE]Check online banking and reconcile monies.[/STRIKE]

:starmod: [STRIKE]Turn off electric alarm clock at the wall til tonight. [/STRIKE]

:starmod: Write a review of the linguine that we had last nice free of charge from Tesco as part of Tesco Orchard product testing. (Link)

:starmod: Liaise with MP's secretary to try to get the 6 weeks' mysteriously missing Tax Credits that we are owed from October 2014. She says that we should get it, as we are entitled, but it could be another 42 days. :mad:

:starmod: Walk to local shop instead of drive as snow too deep and drive with be slow and frustrating.

:starmod: Dress warmly to stay comfortable.

:starmod: Drink homemade lemsip-alternative: hot water, lemon juice, honey, ground ginger and two paracetamols on the side.

:starmod: Do i-Say surveys.

That's all for now. Good luck on your quests, Jedis.