Monday 2 March - What small DFW things will you do today?

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .

So be proud of those small steps, they really are important:money:

allydowd

MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

• A Girl Called Jack, cheap recipes ( Link
  
• Benefits check-up ( Link )
• Birthday Bingo, daily free game ( Link )
  
• eBid ( Link )
  
• Freecycle ( Link )
• Free Postcode Lottery (Link)
• FreeStuff ( Link )
• FreeUKStuff ( Link )
• i-Say Surveys (Link)
• List of online newspapers. At bottom of the linked page. ( Link )
• MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
• MSE Abbreviations Explained ( Link )
• MSE Deals and Vouchers ( Link )
• MSE Wow Offers ( Link )
• My Supermarket ( Link )
• OnePoll ( Link )
• Quidco ( Link )
• Reclaim PPI at no cost to yourself ( Link )
• SayNoTo0870 cheap phone number finder ( Link )
  
• Survey sites that pay for your opinions ( Link )
• Swagbucks ( Link )
• Swapit ( Link )
• Toluna ( Link )
  
• TopCashBack ( Link )

allydowd

Morning DFW-Jedis,

Well, life goes on, as does the almost everlasting quest for solvency and sanity.

Today is a day off and I need to go to town.

The List:


:starmod: [STRIKE]Check online banking and reconcile monies.[/STRIKE]

:starmod: [STRIKE]Turn off electric alarm clock at the wall til tonight. [/STRIKE]

:starmod: [STRIKE]Take water into town 1 so I don't want to buy a drink.[/STRIKE]

:starmod: [STRIKE]Make use of "free" NHS. Routine blood test. Sign up for online prescription ordering to save precious time ordering by phone.
[/STRIKE]
:starmod: [STRIKE]Accompany OH on a bit of light grocery shopping. Stick to the list. Buy cheapest wrapping paper. [/STRIKE] Did buy some things not on the list but they were very cheap. Also impulse bought a teeny weeny saucepan for poaching eggs in as OH uses a medium sized one and then spends loads of time and cleaning paste getting it clean again.

:starmod: Trip to town 2 later to the cinema taking own "contraband" sweeties and drinks. Use 2-for-1 offer in local paper. Bought very cheap sweeties and two cans of drink all for £1. Still have to get paper as it wasn't out yet.

:starmod: [STRIKE]Post parcel to US having shopped around for cheapest price.[/STRIKE] Didn't buy sweeties or pharmaceuticals in the Post Office-Chemist.

That's all for now. May be back later.. Good luck on your quests, Jedis.

ziggy2407

Good Morning All

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Woke up this morning to snow and hail so am really pleased I don't have anywhere to go, hoping kitchen man turns up and cracks on without too much input/chat from me (I'm just not in the mood). Todays little list:

Packed lunch for DH & DS -
List few bits on freegle -
Continue purge on Emails -
Continue purge on FB & Twitter -
Upload a few pics to snapf*sh -
Surveys -
Check Banks -
Check swapits -
Enter a few comps -
All meals from cupboards/fridge/freezer -
Check https://www.freepostcodelottery.com - Remember there are now 4 chances to win -
Read/Knit-

Have a great day, love to you all

C x

Bobarella

Good morning all
Well I am pleased with money saving already today. I couldn't sleep last night so went onto the Internet to look for cheap cash tills as mine was stolen in the break in. I sourced 2 one for £20 it's fine, will do the job. Anyway woke up to an email from the lady selling it saying it's still available and if I send £10 for postage it's mine. So hopefully can sort that today.
Also in other good news, I used to take card transactions using streamline which charged me a lot each month. When we had to close up I was still paying them from August to January around £50 a month AND they charged me an £80 fee to leave them. The new company I've sourced offer a free terminal, no contract & no tie in period. I am going to sign up today. This is the system that was used at the place I had my part time job so I know it's a good system.
So 2 good things before 9am
Have the guy coming to finish servicing my coffee machine this morning so I'd better get up and going.
Have a good day all.
Bob

xJOJOx_2

Good morning, back to the old school run this morning. Monday's are always more crazy than any other day, so glad I get everything ready the night before! Lots to do today. Thought of going back to work scary... Not the actual work, but all the who to inform and paperwork side, will help for childcare come soon enough etc etc only have to work a week in hand though and money is paid weekly which is easier re bills

Today's listy-

- chicken stew in slow cooker so ready when we all get in later
- leave purse at home on school run
- phone nursery see if placement available. This week?
- visit nursery for paperwork etc?
- ring job centre, see what happens next?
- speak to boss sort out regular pattern re job
- ballet today - walk to and from town
- snacks and juice for littles one whilst in town
- milk/bread whilst in town.
2 x frozen Easter eggs and put away
- send off ebay parcel
- little ones were given a £1 so let them spend it in town where they can get a little treat
- wrap presents and put away for Xmas
- make auntie birthday card from children
- Dig around for suitable clothes for work
- sort another drawer out tonight
- fill out order form for school photos

Entertainment
- watch film on netflicks
- read one chapter

ellesbellesxxx

Hi dottybear, where are you based? Our wedding photographer cost 400 and her work was amazing!!! That included a dvd with photos set to music and online viewing for our guests. Would depend on where you live though I guess.

Hello all.
Jobs today:
Clean
Washing...hang outside
Work this pm
Invoices ready for next term
Meals from stores!

Have a good day all

xJOJOx_2

Hi dotty and welcome

I actually didn't have one and asked my friend to take lots of photos, then got a friend to edit them. I was really lucky as I got lots of beautiful photos. However I was adamant that I wasn't going to pose for one picture :-D

A good thing to do is ask your facebook friends. Recommendations or if they know anyone doing a course at the moment, newly starting off etc etc

Xx

kezlou

Morning all

I used to post on here a long time ago and have to admit I've slipped quite badly.
Just wondering if i could join you all again

Today's list of doom -

- buy milk/bread/ pack lunch stuff
- sort another drawer out tonight
- Attempt to sort kitchen cupboard out, its currently overflowing with rubbish (i think)
- Place clothes out ready for charity collection tomorrow
- check banking and transfer money
- order cat food and cat litter
- attempt flylady thread
- Wash clothes which were destroyed by the weather yesterday, i mean how the wind put mud all over quilts? Will never know.
- attempt to start yoga again
- look in said cray kitchen cupboard and fridge to organise something for tea
- make bread and snacks for pack lunches.
- Find flea and wormer stuff for the cats, oh joy 6 of each be prepared for rivers of blood!

Love the idea of an entertainment section jojo, sorry just had to steal

Entertainment
- Watch either a film on netflix's or amazon prime
- Read one chapter of Pandemic
-Listen to ds2 read a at least 2 pages of Terry Pratchetts Dragon book

allydowd

DottyBearP wrote: »

*Find the cheapest wedding photographer possible! - we're thinking of trying to find a willing photography/arts student, does anyone have any other suggestions or tips?

We had a talented friend do ours for nothing. If you ask a student ask to see examples of their photos first to check what style they work in.

DawnW

Afternoon all

Well done on sourcing a shop till for £20 Bob, that is incredibly cheap :T

Good luck with making your arrangements to return to work Jojo. I remember how daunting it is when you have been out for a while -but you will get there What line of work are you in?

So far today I have:

Cut up moisturiser tube to get the last bits out. There will be enough now for a few more days before I have to start a new one

Checked banks

Heating off, though I will light the woodburner later

Been to the solicitor's office with OH and we have finalised and signed our wills. Something else I have been putting off doing now done :T

Popped into sales unit and collected cheque for February's sales

Oops bought a Radley bag from one of the other dealers while I was in there I do have a weakness for bags - they always fit :rotfl: I never buy them new though, and if I get fed up with them I will sell them on. This one cost £13.50 and looks unused

Paid cheque into bank as I was passing

Avoided buying any food as I have plenty in

And we walked into town to save fuel - and also save getting caught in the never ending road works :mad:

Still to do:

Some housework - the sun streaming in through the windows shows up the dirt on the wooden floors Most of the time I get away with just hoovering, but it really needs a proper clean now. Bathroom floor needs doing too. Done

Put a pile of books that neither Amazon nor Webuybooks want on freecycle. Done

Look out for freecycler coming to collect another item Collected now

Sow some tomato seeds as I never see plants of the variety I like for sale Oops haven't got to this

Make a fish curry recipe from the Hairy Bikers' curry book for supper. I have got rid of loads of cookery books, and only kept the ones I really appreciate and use. I am determined to cook something different at least once a week rather than sticking to the same old things. Done, it was nice - not the best meal ever but tasty enough

Hope everyone is having a good day