We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

LullaBelle's long road to being debt free!

Options
1235721

Comments

  • LullaBelle
    LullaBelle Posts: 184 Forumite
    Part of the Furniture Combo Breaker
    Just paid £9.59 off my barclaycard! Small amount but it all adds up!!
    Virgin £4892.50/ £3880
    Loan £16587.87/£11706.19
    Sofa £1100 / £314.40 Virgin £6550 / £4533.20
    Barclaycard £5411.41/£0:j
    DH Halifax £413.77 /£0:j Overdraft £450/£0 :j
    Total £35405.55/ £20433.79
  • LullaBelle
    LullaBelle Posts: 184 Forumite
    Part of the Furniture Combo Breaker
    Sold our puppy crate today so that's another £20 in the baby fund!

    I have a sealed jar at home which I think has around £100 in it so I am going to use it to buy baby essentials.
    Virgin £4892.50/ £3880
    Loan £16587.87/£11706.19
    Sofa £1100 / £314.40 Virgin £6550 / £4533.20
    Barclaycard £5411.41/£0:j
    DH Halifax £413.77 /£0:j Overdraft £450/£0 :j
    Total £35405.55/ £20433.79
  • LullaBelle
    LullaBelle Posts: 184 Forumite
    Part of the Furniture Combo Breaker
    Morning!

    Only 2 more days until pay day!! :j
    Just paid £7 off the barclaycard this morning. So by the end of the week the barclaycard should be below £1300. I am still on track to get this card paid off by the time baba comes in February. I have 7 more pays to get it cleared so need to pay £211 per month off it.:D
    Virgin £4892.50/ £3880
    Loan £16587.87/£11706.19
    Sofa £1100 / £314.40 Virgin £6550 / £4533.20
    Barclaycard £5411.41/£0:j
    DH Halifax £413.77 /£0:j Overdraft £450/£0 :j
    Total £35405.55/ £20433.79
  • So payday was on Friday. I just got the chance to pay my bills this morning. So far I have paid:
    £120 off barclaycard - still need to pay another £80 to reach my target of getting this cleared by February
    £50 off halifax card
    £166.79 off loan
    £50 off overdraft

    So my aim now is to try and make £80 somehow this month to pay off the barclaycard. I NEED to have this cleared before the baba comes in February. This is my priority now. I have a bag full of clothes that I am going to start putting on ebay this week so hopefully that will start me off getting near the £80.

    I am also collecting £2 coins. I got 2 yesterday so they went straight into my sealed tin. If worst comes to worst and I don't get the barclaycard paid off by February then I will open the sealed tin and use that. I think I must have over £100 in there at the minute.

    I still need to do a lot of saving also for baby things and to keep me going on maternity leave. I will only get £140 a week when I am off so need to save some money in case of emergencies! :(
    Virgin £4892.50/ £3880
    Loan £16587.87/£11706.19
    Sofa £1100 / £314.40 Virgin £6550 / £4533.20
    Barclaycard £5411.41/£0:j
    DH Halifax £413.77 /£0:j Overdraft £450/£0 :j
    Total £35405.55/ £20433.79
  • Hi Me :p

    So didn't manage to put anything on ebay last night :mad: I am exhausted when I get home form work so don't have the energy to do anything lately. I'm hoping as I move further into the second trimester I will get some energy back. So tonight I am really going to make an effort to at least get 3 or 4 things on ebay. I noticed this morning that I have a lot of stuff that would be more suitable to a car boot sale so I think I will get organised and do one of those soon. So between that and ebay I am bound to make the £80 that I need for the barclaycard :)
    Virgin £4892.50/ £3880
    Loan £16587.87/£11706.19
    Sofa £1100 / £314.40 Virgin £6550 / £4533.20
    Barclaycard £5411.41/£0:j
    DH Halifax £413.77 /£0:j Overdraft £450/£0 :j
    Total £35405.55/ £20433.79
  • LullaBelle
    LullaBelle Posts: 184 Forumite
    Part of the Furniture Combo Breaker
    Made another £20 last night. I'm loving making some extra cash and clearing out the house at the same time! I need to get paint and wallpaper for the nursery so I will put this £20 towards that. Still have to list a lot of stuff on ebay too.
    Virgin £4892.50/ £3880
    Loan £16587.87/£11706.19
    Sofa £1100 / £314.40 Virgin £6550 / £4533.20
    Barclaycard £5411.41/£0:j
    DH Halifax £413.77 /£0:j Overdraft £450/£0 :j
    Total £35405.55/ £20433.79
  • Yay! I finally listed some things on ebay :j 7 things in total. So far I have bids on 5 and lots of watchers so hoping I at least get about £40 from that.

    We spent the weekend clearing more stuff from the house to make room for the baba so found a lot more stuff that I can sell. I'll try to put a few things on every night if I can.

    Had to buy paint at the weekend for the nursery. DH wanted to get new doors upstairs but we ended up just buying a tin of gloss and painting the doors white. Saved us a good bit of money and looks just as good :D
    Virgin £4892.50/ £3880
    Loan £16587.87/£11706.19
    Sofa £1100 / £314.40 Virgin £6550 / £4533.20
    Barclaycard £5411.41/£0:j
    DH Halifax £413.77 /£0:j Overdraft £450/£0 :j
    Total £35405.55/ £20433.79
  • so my ebay listings finish tonight. So far 6 things out of 7 are selling. I still have lots of watchers on them too so I'm hoping the bids go up later. I have also found more clothes to put on tonight so that should make me another few pounds!

    I have also nearly finished a full card of tesco stamps. I have £47 on it so I only need another £2 to finish it and will use it in December so that will be £50 off the shopping. I picked up another card so I might even get another one filled before the end of the year. I could even start getting some baby essentials with it.

    I really feel like I am finally getting on top of my debts lately. Long may it continue!
    Virgin £4892.50/ £3880
    Loan £16587.87/£11706.19
    Sofa £1100 / £314.40 Virgin £6550 / £4533.20
    Barclaycard £5411.41/£0:j
    DH Halifax £413.77 /£0:j Overdraft £450/£0 :j
    Total £35405.55/ £20433.79
  • LullaBelle
    LullaBelle Posts: 184 Forumite
    Part of the Furniture Combo Breaker
    Just sold a dress for £5 :j:j:j
    Once I get paid for the rest of the stuff I have on ebay I'll transfer that money from paypal. The selling bug is back!
    Virgin £4892.50/ £3880
    Loan £16587.87/£11706.19
    Sofa £1100 / £314.40 Virgin £6550 / £4533.20
    Barclaycard £5411.41/£0:j
    DH Halifax £413.77 /£0:j Overdraft £450/£0 :j
    Total £35405.55/ £20433.79
  • LullaBelle
    LullaBelle Posts: 184 Forumite
    Part of the Furniture Combo Breaker
    All 7 of my things on ebay sold! I now have £35.63 in my paypal account and I am still waiting to be paid for 1 more thing. I also managed to list 3 more things last night with a bid on 1 already and watchers on the rest. I am searching the house now for anything I can sell!
    Virgin £4892.50/ £3880
    Loan £16587.87/£11706.19
    Sofa £1100 / £314.40 Virgin £6550 / £4533.20
    Barclaycard £5411.41/£0:j
    DH Halifax £413.77 /£0:j Overdraft £450/£0 :j
    Total £35405.55/ £20433.79
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.9K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.