LullaBelle's long road to being debt free!

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  • kindofagilr
    kindofagilr Posts: 6,825 Forumite
    First Anniversary First Post
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    Hey LullaBelle :) I've been absent a while, how are you getting on, did you manage to get it below figure you wanted by new year xx
    Debt £30,823.48/£44,856.56 ~ 06/02/21 - 31.28% Paid Off
    Mortgage (01/04/09 - 01/07/39)
    £79,515.99/£104,409.00 (as of 05/02/21) ~ 23.84% Paid Off

    Lloyds (M) - £1196.93/£1296.93 ~ Next - £2653.79/£2700.46 ~ Mobile - £296.70/£323.78
    HSBC (H) -£5079.08/£5281.12 ~ HSBC (M) - £4512.19/£4714.23
    Barclays (H) - £4427.32/£4629.36 ~ Barclays (M) - £4013.78/£4215.82
    Halifax (H) - £4930.04/£5132.12 ~ Halifax (M) - £3708.65/£3911.20

    Asda Savings - £0

    POAMAYC 2021 #87 £1290.07 ~ 2020/£3669.48 ~ 2019/£10,615.18 ~ 2018/£13,912.57 ~ 2017/£10,380.18 ~ 2016/£7454.80

    ~ Emergency Savings: £0

    My Debt Free Diary (Link)
  • Sarahwithlove
    Sarahwithlove Posts: 2,158 Forumite
    First Anniversary First Post Name Dropper
    edited 15 February 2020 at 11:53AM
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    Hiya just caught up on your diary, you mentioned that you needed your credit cards to get below £7800 for your remortgage. I know you have two years to do it now but I just wondered when you plan to tackle these. Are you wanting to do the loan first?  Good luck with rest of your journey. I'm inspired by your eBay selling, I never seem to make the time to do it myself. 
    *Dad loan - £5300 - £1700
    *Virgin Credit Card - £3552.50 - £0
    *Barclaycard - £0

    *Total debt - £1700*

    *Sinking Fund - £2000/£3000*
    *Emergency Fund -£50/£2000

    *Debt Repayments Pot - £0/0*

    New diary- https://forums.moneysavingexpert.com/discussion/6474943/the-three-cs-coffee-clothes-credit-cards/
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