Can I buy my parents council house?

Yorkie1

TartanSaver wrote: »

I hate these threads. This amounts to: "can I put my mother at significant risk by taking her cheap, secure tenure, in a well maintained house, away from her and having her house for myself? I will also be making her responsible for repairs and maintenance, and exposing her to risk of losing her home if she goes into care. If the council upgrades their housing in her area, she won't get any (like improved insulation or a new boiler.) And if it's a flat? God help her if the council decides to replace the roof, or the lifts."

Since the OPs mother actually suggested it (according to the OP, anyway) I'll give you the benefit of the doubt and hope it's was well intentioned. But the risks are huge, for both parties. If she has room for you to live there with her (presumably that's part of the plan) why not just move in and help her with rent? Council rent is cheap, you could save towards buying somewhere for yourself.

This post clearly sets out all the disadvantages for the OP's mum, most of which are not appreciated by people in the OP's position before they ask the question. It is not a nasty post by any means.

There are NO advantages to this proposal for the OP's mum during her lifetime. The OP could secure her own position by moving in with her mum as suggested by others, and without jeopardising her mum's position.