Can I buy my parents council house?

zaax

MisterB1959 wrote: »

yes, we could call it ' fraudulent purchase of property, in order to make money' or something along those lines?

What makes you say that, plenty of parents leave their houses to their children

tea-bag

lincroft1710 wrote: »

Your sibling can contest the will, it could be costly for them but unlikely to succeed without an exceptionally good reason.

She can but NO LAWYER will touch it if the will is correct and she is of sound mind.

Been there done that!

As for house in both names there might be a way. I had a council property before I met my wife when we went down the RTB route they just added her name when asked.

The other thing you might be able to be added to the tenancy.

Good info on here I know it might be a different council but most run on the same rules.

http://www.woking.gov.uk/nvh/tenancy/tenancychanges#the_tenancy_is_in_my_name_only_can_my_partner_be_added_to_my_tenancy

westyorkshirewoman

Mallotum X How rude!! It isn't a scam, but a genuione question/problem. I'd prefer you to keep your malicious thoughts to yourself in future.


I'm not out to make money or a profit, I don't intend to sell it, it's just a way to keep a roof over my head after my divorce, lets hope you're never in this position!!


Tartan Saver You obviously don't know me or you'd know I'm not that sort of person, unbelievable how negative people are on here, disgusting the lot of you.


To all the other nice, genuine people who posted positive comments/help/advice thank you all very much, to the others go to hell!!

westyorkshirewoman

Take it nobody bothered to read the little note onscreen which says "Alert! NEWBIE MSE requests you give new posters a chance! Please be especially nice."

fairy_lights

westyorkshirewoman wrote: »

To all the other nice, genuine people who posted positive comments/help/advice thank you all very much, to the others go to hell!!

Is that really necessary?
If you post on here looking for advice it's not all going to be what you want to hear, that's the nature of internet forums. Right to buy is a prickly subject at the best of times, even more so when it's the relative of the tenant who's trying to buy.

bnegative

westyorkshirewoman wrote: »

Mallotum X How rude!! It isn't a scam, but a genuione question/problem. I'd prefer you to keep your malicious thoughts to yourself in future!

Of course it is a scam

Your attempting to benefit from a heavily discounted house purchase when your not intitled too.

The answer to your problem has already been provided by several other members.

carefullycautious

Soleil_lune wrote: »

No. You can't buy it. Only your mother can. Only she can have the right to buy, as the tenancy is hers, not yours.

Of course, you can stump up the money (hopefully you have it, as I doubt you will get a mortgage,) and then you will have to hope your mum doesn't fall out with you and decide to leave it to your sibling.

If all goes smoothly with the buying of the RTB, and mumsy dies and leaves it to you, be prepared for a fight with your sibling. You will have to prove you deserve the property more. And you having stumped up the cash X amount of years back, may not be enough for you to have 100% of the house.

I'm sorry but you are completely wrong about the sibling being able to contest any will (and your mother should make one if she wishes to leave the house to you only) Your mother can leave her estate to anyone she so wishes. Sister could only contest it if she was a child and dependant on mother.

FBaby

Your intentions might be genuine and the way you look at it, you are not hurting anyone by what you intend on doing. You see it as a win win situation. What you are failing to take into consideration is that no property is cheaper unless there is a good reason for it. In this case, it is cheaper because it is supsidized, ie. someone else is paying for the difference, and that someone else is the tax payers, ie, people like you who also might be struggling through divorces, trying to keep their head above water and more importantly, who might not be able to afford to be a home owner.

When you look at it this way, you start seeing the reason why people are questioning why you should be entitled to become a home owner just on the back of your mum's situation when other people in your circumstances couldn't?

It is all about how you look at it, and in the scheme of things, what you are you are trying to do is not allowed and for good reasons.

lighting_up_the_chalice

westyorkshirewoman wrote: »

I'm not out to make money or a profit, I don't intend to sell it, it's just a way to keep a roof over my head after my divorce, lets hope you're never in this position!!

In that case, why not just move in with mum and let her carry on enjoying her security and affordable rent? Once you've been there a year, it may be possible for you to go on the tenancy. Then, when mum does shuffle off to meet her maker, it may be possible for you to succeed the tenancy and exercise your RTB in your own right.

Poppy9

About 26 years ago we gave Inlaws £5k toward the purchase of their council house. Their other child did the same and the inlaws had a mortgage for £10k.

The house was in their names, and they were supposed to after 3 years transfer a 1/4 to OH and 1/4 to SIL and they retain 50%. After 3 years they refused to transfer it.

After about 10 years MIL became full time carer for FIL. She had retired and they had paid off mortgage. He died about 8 years ago, followed by MIL 4 years later.

During the 21 years they owned the home they did not pay us any rent as we didn't ask for it but we did feel let down they didn't transfer part ownership as there was a risk of it being sold to fund care and the giving of the money at the outset included this as part of the deal, but being family we did it without legal input.

We now own the house outright as SIL sold her share to us upon inheritance but it could easily have gone the other way and it been sold to fund care.

Advantage for in laws was that they lived rent free for 12 years after they had paid off mortgage at a time they needed it due to ill health and retirement.

Advantage for us, our investment paid off.