Credit File and CIFAS Category 4
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Brumtroubled
Posts: 2 Newbie
Just got a copy of my credit file and gone through it. I know from a SAR to CIFAS a couple of years ago that there was a Category 4 marker against me. I don't see this in my credit file at all - the CIFAS section though tends to talk about protective registrations ie general wording - and my overall credit score is good.
If still current would a Category 4 appear in the credit file I get ie is the 'consumer' version of the file different to one that a lender would get, or (of current interest to me especially) a potential employer doing background checks ?
If still current would a Category 4 appear in the credit file I get ie is the 'consumer' version of the file different to one that a lender would get, or (of current interest to me especially) a potential employer doing background checks ?
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Why not SAR CIFAS again?
https://www.payplan.com/debt_questions/debt_forum/viewtopic.php?f=23&t=126103
http://forums.moneysavingexpert.com/showthread.php?t=4735225I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0 -
Looks like I will have to.
I've just got my credit file though and that's (presumably) what lenders and employers doing background checks will see, among other things0
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