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levi: la vida loca
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Thanks MessyBetty, I had a great holiday! now just trying to catch up with everything!! (As is everyone else I expect!)
That's brilliant that you have until the 28th Levi! I think sometimes having 3 months or so reprieve can lull you into a false sense of security - I know I've had similar situations before and I've breathed a great sigh of relief and focused on something else urgent.....then before I know it that wonderful reprieve time has gone. I've learned too from what others have written about this so thank you everyone. xxx You are all amazing on here xxx£10 a day extra in May '18[B]£35/310[
Virtual Sealed Pot 2018 £500/£2500 = 20%
You can find my diary here:http://forums.moneysavingexpert.com/showthread.php?t=5189836:beer:0 -
no offence anywhere here :beer:
all coming from a good place! :heart2:
lol Lilt a threenager:rotfl:..- on a mission to be debt-free by the end of 2017 - :cool:
[STRIKE]37500 [/STRIKE] 346500 -
YAY
glad you made the step to pick up the phone - like Lilty said a problem shared as a problem halved, we are all here to help you around that mountain you see in front of you when all we see if a little mount... talking helps even if just to see how things from another perspective
muchus loveas from the world of MSEI’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0 -
Well, I don't know: I take my eye off your diary for a few hours & just look what happens! I'm proud of you, too. What a difference a day makes.0
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My payment priorities go out in order: always starting with the biggest and most important - RENT - (and then other bills associated with home, utilities etc)... FOOD & essential items - PETROL - LOAN - INSURANCES -CREDIT CARD #1.. (biggest payment from leftover money, as large as possible).. CREDIT CARD #2.. (above minimum payment but not huge - @ 0%).. CREDIT CARD #3 (minimum payment @ 0%).. OVERDRAFT (now I know it won't be taken, I can let it simmer until credit card #1 is gone).. erm.. anything left by this point is about £30 if I'm lucky.. which can be for....small fun pot, or something like a b/d present or a haircut or whatever (small thing) may arise. terrible close cut situation but ONLY until credit card #1 has been slaughtered which i hope can happen inside of 2015!x- on a mission to be debt-free by the end of 2017 - :cool:
[STRIKE]37500 [/STRIKE] 346500 -
Spot on!
(and another eight random words to make ten!)0 -
Good point. Often a couple of words says it all0
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I obviously talk too much - I've never had that happen LOL!!:rotfl:£10 a day extra in May '18[B]£35/310[
Virtual Sealed Pot 2018 £500/£2500 = 20%
You can find my diary here:http://forums.moneysavingexpert.com/showthread.php?t=5189836:beer:0 -
Me neither hummingbirdI’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%Total £4095.19/£7332.95 = 55.84%0
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