Cant be bothered to research

inflationbuster

VED and BARC.

VED is yielding 7.52% (39.40 GBX). Very sensitive to oil price and it will recover quickly if oil recovers.

http://markets.ft.com/research/Markets/Tearsheets/Summary?s=VED:LSE

BARC is yielding 2.51 (6.50 GBX). BARC will be increasing the dividend payout as profits increase.

http://markets.ft.com/research/Markets/Tearsheets/Summary?s=BARC:LSE

bigfreddiel

You have 20+ different companies in your portfolio. Just buying at random as you are you may as we'll just buy a ftse all share tracker fund or etf

You must have spent at least £200 plus stamp duty on purchasing the equities you have.

Buy an etf's tracker for only £10 and add £190 to your investment. Also no stamp duty payable when you buy an etf

racing_blue

bigfreddiel wrote: »

You have 20+ different companies in your portfolio. Just buying at random as you are you may as we'll just buy a ftse all share tracker fund or etf

Unless there is a good reason to think that these 20 holdings will outperform the index

In which case buying 2 new shares might represent "diworsification". Instead, you could make a case for simply buying more of what is already held

Mattygroves2

bigfreddiel wrote: »

You have 20+ different companies in your portfolio. Just buying at random as you are you may as we'll just buy a ftse all share tracker fund or etf

You must have spent at least £200 plus stamp duty on purchasing the equities you have.

Buy an etf's tracker for only £10 and add £190 to your investment. Also no stamp duty payable when you buy an etf

I think you are missing the point a bit. The shares that are in the list aren't randomly selected they have been bought for their dividend rather than capital value. I haven't checked in detail but I'd expect the dividend yield on that basket of shares to exceed the yield on the FTSE 100 comfortably. The aim is usually to try and pick shares that increase their dividend by at least inflation each year.

Colin_Hunt

Mattygroves2 wrote: »

I think you are missing the point a bit. The shares that are in the list aren't randomly selected they have been bought for their dividend rather than capital value. I haven't checked in detail but I'd expect the dividend yield on that basket of shares to exceed the yield on the FTSE 100 comfortably. The aim is usually to try and pick shares that increase their dividend by at least inflation each year.

Indeed. The plan is/was to reinvest dividends until I felt "right" then just take the income.
The "pot" will reach £100k, I'm hoping for 4+% retirement income, and a £50k bonus, keeping pace with inflation, for each of my two kids.

Colin_Hunt

TheTracker wrote: »

Appropriately named user.

Minrich wrote: »

Isaac's Brother ?

I didnt expect this area of the board to have so many shining wits.

bowlhead99

Colin_Hunt wrote: »

I didnt expect this area of the board to have so many shining wits.

Ah, you do seem to be a smart feller

I'm with Racing Blue on this really, once you've got to 20 stocks which are in your opinion the best 20 in the index for income, then adding more stocks is going to decrease your risk/volatility through diversification but will inevitably decrease your yield too. In other words if you already had the 20 highest yielding / stablest stocks on the market then adding a 21st means the average yield or stability of your owned stocks just dropped. Of course the new one coming in might be better than an existing one; but in that case why keep the existing one?

If you are not going to stop at an arbitrary figure of 20 holdings, will you stop at an arbitrary 25? Or just keep going while it gets harder and harder to keep up with the news on all the stocks and the quality of the top stocks gets diluted by the mass of the others?

That is why I suggested the emerging markets trust that had a very different profile to the others albeit quite a lot lower income. If you accept that a wider set of stocks will dilute the level of your yield over time anyway, it can be worth making sure that the new things you add are not correlated with the existing holdings in terms of how their fortunes move in different economic cycles. But I guess you know this and are pretty set on having this be a portfolio of UK listed stocks rather than including some European or US income funds to 'globalise' your income streams.

Colin_Hunt

bowlhead99 wrote: »

Ah, you do seem to be a smart feller

I'm with Racing Blue on this really, once you've got to 20 stocks which are in your opinion the best 20 in the index for income, then adding more stocks is going to decrease your risk/volatility through diversification but will inevitably decrease your yield too. In other words if you already had the 20 highest yielding / stablest stocks on the market then adding a 21st means the average yield or stability of your owned stocks just dropped. Of course the new one coming in might be better than an existing one; but in that case why keep the existing one?

If you are not going to stop at an arbitrary figure of 20 holdings, will you stop at an arbitrary 25? Or just keep going while it gets harder and harder to keep up with the news on all the stocks and the quality of the top stocks gets diluted by the mass of the others?

That is why I suggested the emerging markets trust that had a very different profile to the others albeit quite a lot lower income. If you accept that a wider set of stocks will dilute the level of your yield over time anyway, it can be worth making sure that the new things you add are not correlated with the existing holdings in terms of how their fortunes move in different economic cycles. But I guess you know this and are pretty set on having this be a portfolio of UK listed stocks rather than including some European or US income funds to 'globalise' your income streams.

I agree with your points, I do find it difficult to sell, I had to log in to check and the last sale was a switch from British Gas @1336p into Astrazeneca @2960p on 20/12/2010.
The only share teetering on the edge of my ragbag of stocks is HSBC, but I guess I'll stick with it for now.

atush

Have you thought about some investment trusts, rather than single shares?

TheTracker

Colin_Hunt wrote: »

I didnt expect this area of the board to have so many shining wits.

Ok a response. I'm an avid lurker across at RetirementInvestingToday, despite having a very different investment strategy to him. He has built a FTSE based High Yield portion of his portfolio which is well worth reading in my opinion for anyone looking to do the same, which seems like you.

Further, he posts extensively on how to include valuation and CAPE in a portfolio strategy, practicising what he preaches, unlike some of the flailing mouths in these here parts.