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Always Pass on What You Have Learned

1911131415

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  • wishus
    wishus Posts: 1,300 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hope everyone has had a good start to March. Beware the ides... I'm on the lookout but I've got no idea what they look like.

    What a powerful start to the month it has been:

    • over on the Save £12K thread, I have just shared the happy news that my £24K debt is now 'only' £18.9K after a year, and 45 weeks to go instead of 46 as I managed to reduce my term by a month with over-payments! This is a month with 3 business trips, so might not be able to manage the same this month. Be good if I could. Just checked the over-payment calculator and it may be because it's too soon in the month, but I would actually need to double the payment this month to reduce the term by any more, whereas I only needed to overpay by 1/3 this month. Can't stretch to double, no matter what. :huh:
    • Yesterday, OH gave in his notice. We can now work on his mental recovery from that toxic place!
    [STRIKE]My phone is due back any mo after being repaired.
    [/STRIKE] Is back! Looks like it is restored to factory settings too, so I shall be picky about which apps I install now. And the repair has another 6 months' warranty. :)
    • I have faced down temptation several times this week and haven't folded. No cash on me, can't buy snacks. Lost that tricksy 1lb on SW. Back in the game!
    • Sad news about a local pub closing down who did a brilliant Sunday roast. But I got my unspent Groupon for it refunded.
    • Managed to walk home last night from the train station.
    Podcast recommendation of the week: https://soundcloud.com/standuptragedy/sut-presents-what-about-the-men-mansplaining-maculinity


    It's not really comedy, I didn't laugh once, it's certainly not comfortable, but it is thought-provoking.


    Got to adjust my grocery spend - £7.55 so far. Trying to be as conservative as possible without OH really noticing. For example, tonight is going to be Kung-Po pork, using half an open bottle of sauce, and a single gammon steak in strips with lots of veg, maybe some egg to add protein. The eggs are YS too.
    Keep reading books!
    August grocery challenge Budget £150. Spent so far: £98.49. Remaining: £51.51
  • wishus
    wishus Posts: 1,300 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Well, the stir fry went down really well yesterday, so yes - gammon does work. I served it with some leftover rice from lunch, not much, charcoal noodles (bought on a whim, good for the digestion and 'cleaning you out' apparently! :rotfl:) and a poached egg. Yep! Many nom nom noms and a big thumbs up, even if does sound weird.

    OH ate the rest of his corned beef as a snack though. It was meant to be his lunch today. As he had it for lunch and a snack his protests of "I can't eat it for more than three days" did ring a little hollow... but I know all about food boredom. I was trying to mix it up with cherry tomatoes one day, beetroot chutney the next, but, yeah, I know. I've just been trying to eat stuff that is SW friendly, but there's variety there. Today I have a dahl made with the cooked and frozen yellow split peas I bought for the £1 a day challenge I did last time.

    So, I boiled some eggs for his lunch today... only for him to say he couldn't face going to work. He had a bad day yesterday. He doesn't understand why. Of course, he's not going to get paid today. He is going to use it to research the new business, but... worrying. :(
    Keep reading books!
    August grocery challenge Budget £150. Spent so far: £98.49. Remaining: £51.51
  • wishus
    wishus Posts: 1,300 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    So, I survived my business trip..and we also made a purchase of half-price stock (from a retail shop) to re-sell. Not ideal... we could possibly do better wholesale, but the opportunity was there and we decided to take advantage.

    Have checked resale prices and in most cases it's a small profit, but we may be able to make more on some of the stock. Anyway... it may have made me sick to spend so much money on what is effectively a gamble, but we are on our way.

    What should have been the first step would have been for OH to call HMRC and get started on his set-up. He still has a lot to do.

    I also ended up buying a jacket as my 'best' jacket was all I took with me and I am ashamed to say was way too tight. :( Only £20, but not planned.

    Grocery is doing a bit better though.

    Avanti! :j
    Keep reading books!
    August grocery challenge Budget £150. Spent so far: £98.49. Remaining: £51.51
  • Excellent news about the stock!!
    :staradmin :staradmin Emergency Fund @ £300 Non CCJ Debts x 7 @ £2782/ £4055 PAID! CCJs x4 Unpaid Total @£5103 Christmas 2016 Fund @£116 Holiday Fund £300/ £550 Wedding Fund Goal: £2500 /// Total Remaining: £9409 / £12,900 (£3498- 27.11%Paid) :staradmin:staradmin
  • wishus
    wishus Posts: 1,300 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Having a bit of a bad time, trying to distract myself... my dad is in hospital after an accident. He's not conscious yet, as he is sedated because he injured his head. But all the signs are good, so trying to stay upbeat.

    Please send many positive vibes.
    Keep reading books!
    August grocery challenge Budget £150. Spent so far: £98.49. Remaining: £51.51
  • mothernerd
    mothernerd Posts: 4,858 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Debt-free and Proud!
    Sending positive vibes and hugs.
    My mission in life is not only to survive,but to thrive and to do so with some Passion, some Compassion, some Humour and some Style.
    NST SEP No 1 No Debt No mortgage
  • wishus
    wishus Posts: 1,300 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Quick update. My dad was in a coma having suffered a brain injury. He fell from 9m.


    He isn't fully awake yet, but he has been talking, so all the signs are good. It's going to be a long, slow recovery, but he's doing really well.
    Keep reading books!
    August grocery challenge Budget £150. Spent so far: £98.49. Remaining: £51.51
  • Sending positive thoughts your family's ways x x x
    :staradmin :staradmin Emergency Fund @ £300 Non CCJ Debts x 7 @ £2782/ £4055 PAID! CCJs x4 Unpaid Total @£5103 Christmas 2016 Fund @£116 Holiday Fund £300/ £550 Wedding Fund Goal: £2500 /// Total Remaining: £9409 / £12,900 (£3498- 27.11%Paid) :staradmin:staradmin
  • wishus
    wishus Posts: 1,300 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Slow progress, but he is opening his eyes now and beginning to eat. He speaks too.
    Keep reading books!
    August grocery challenge Budget £150. Spent so far: £98.49. Remaining: £51.51
  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hello wishus,

    I'm so sorry to hear the news about your Dad and I wish him a speedy recovery and you all the strength to help you through this difficult time.

    Well done on OH resigning. How lovely that he can now start to purge the toxic effects. I wish him well in his new venture.

    You sound like you're doing so well. Knocking a whole month off the loan was great to read.

    Take care. MTx
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