DFB35 Diary

DFB35

stepuptothepl8 wrote: »

hi DFB35
Look at your sig!!!! You are doing brilliantly and beating me :P Not sure if mine will be clear by Christmas, but I'll still keep plugging away at it! x

Thank you stepuptothepl8, keep going plugging away - you can do it! :money:

I got a bit lucky as hubby was accepted to the 0% credit card very happy but need to fight the urge now to only pay minimum! But I think I have come out of that frame of mind now and will keep going! Xx

DFB35

Aaleigha wrote: »

you are doing so well I have not thought of making a list of what spending is up and coming so thank you I think that is an idea that will really help me

It helps calm me down a bit and makes me focus on what I have coming up, it doesn't always work out to plan but gives me reassurance that I will have the "basics" covered till payday.. I have noticed a theme now, having this diary a couple of months I normally start to stress with two weeks till payday

DFB35

Ok I think I have come out of the panicky frame of mind now, of course I will keep making large overpayments.. Just because the debt is moved to the 0% card, fundamentally nothing has changed, it hasn't dissapeared and I need to keep going!

So yeah, back on track (mentally)..

Pay off the 4k CC by Christmas ... Then if I take the same principle to the 10k loan, I want to tackle it in 2016... It will be [STRIKE]10k[/STRIKE] (or whatever left by then... Gets the calculator out.. It will be 8,953 by January 16) VS 12 months. 12 payments and I want it gone! :money:

Come on DFB35 I can do it! Hopefully no more wobbles

And after that... It will be MFW...

DFB35

Had a lovely NSD today, cleaned the house which is my usual routine on Saturday mornings, when hubby and son are at football. This week it's been a lot easier though as I've been home all week so been doing bits already

Cooked a lovely roast lunch and organised my garden shed! I kinda turned it into a guinea pig/ kids den! I will try to add a picture to show you. Very pleased with it!

I don't have many hobbies, with working full time and kids and house, but I have to say animals are my main hobby, I love looking after them. Obviously we can't have a dog at the moment as we are working so much, but we always had small furries.. Rabbits, hamster, gerbil and now 2 guinea pigs oh and we have fish too, but it's different having something you can cuddle

Guinea pigs are now out for the summer, but I have to watch the weather and give them a heat pad as the nights are still a bit cold.

Tomorrow will go with the boys to watch sons football game and then having family round, then before we know it will be Monday and back to school/work!

DFB35

Some pics of my guinea pig shed

Aaleigha

And the piglets I love the way that chitter at you

And that she'd is much tidier than mine however it's brick built and has the freezer in and all hubbies hobby tools

debtfreeoneday

Just popping in say well done.. I'm just clearing the last of my £58K (!) debt and then I'm off to MFW pastures as well.

Will subscribe to follow you - well done for taking control!

lcc86

Loving the piggy shed! Better not show my piggies they will get jealous!

mummytogirls

Morning DFB,

You can totally clear all of that debt by the end of 2016, we will be rooting for you .

Awww the shed looks lovely, although I'm actually really terrified of small furry animals, don't know why though! Give me an large dog any day :rotfl: xx

DFB35

mummytogirls wrote: »

Morning DFB,

You can totally clear all of that debt by the end of 2016, we will be rooting for you .

Awww the shed looks lovely, although I'm actually really terrified of small furry animals, don't know why though! Give me an large dog any day :rotfl: xx

Thank you for believing in me mummytogirls!

You actually made me :rotfl: with your comment, it's probably because they are small and skittish? I feel that way about rats and mice, although rats are supposed to be super good pets! Also with the gerbils and hamsters we had they have bitten me a lot! I feel guinea pigs are a perfect balance not being too small and not too fast