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cash to USA

I'm travelling out to USA for holiday in March. I do not own a credit card and never have, will that be a problem in the states. I was planning to take out cash only? is that advisable approx $4k, advise needed.

Comments

  • will that be a problem in the states.

    Possibly. In general, you don't exist as a human being in the States without a credit card.

    If you are hiring a car or checking into a hotel, they are likely to want to take a pre-authorisation from a credit card when you check in. Some may take debit cards, but some won't.

    Without a card, you're relying on whatever policy the hotel has in place - and don't automatically assume that they have one.

    Best advice would be to call anywhere in advance where it's likely you'll need a card.
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  • hcb42
    hcb42 Posts: 5,962 Forumite
    you can take cash only, but your risk...

    I took $2K recently that said, so each to their own :)

    Most decent hotels will let you check in with cash, (assuming you have not prepaid) as long as you can show ID, and of course you will not be able to charge to your room
  • Kernow666
    Kernow666 Posts: 3,480 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker I've been Money Tipped!
    personally i would get a prepaid card for that amount ( or most of it )
    just on previous experience with immigration if you get pulled and then they will ask you how much cash you got and if you say 4k you'll get the 3rd degree

    happened to me a couple years ago i had $1500 cash and was asked why i had so much etc etc , now i take a good wedge on a prepaid card plus i got my clarity card and a couple 100 in cash and still get asked i just say i will use my credit card for purchases
    "If I know I'm going crazy, I must not be insane"
  • alanrowell
    alanrowell Posts: 5,389 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'd have multiple cards stored in separate places so that if something does go wrong you aren't up a creek without a paddle.
  • we have paid up front for our hotels and car hire, so cash was just for meals and fuel etc. i guess a clarity card would be a good move. thanks for all your replies,
  • EssexExile
    EssexExile Posts: 6,500 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic
    we have paid up front for our hotels and car hire,
    The car hire company will still want a credit card (or loads of cash).
    Tall, dark & handsome. Well two out of three ain't bad.
  • Kernow666
    Kernow666 Posts: 3,480 Forumite
    Seventh Anniversary 1,000 Posts Combo Breaker I've been Money Tipped!
    also bare in mind that your travel insurance probably wont cover a large amount most only cover £200 worth
    "If I know I'm going crazy, I must not be insane"
  • steve1500
    steve1500 Posts: 1,462 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    EssexExile wrote: »
    The car hire company will still want a credit card (or loads of cash).


    I would most definitely check with the hire company about not having a credit card.

    If they say you don't need one, I would ask for that in black & white. Also what the cash deposit will be
    Private Parking Tickets - Make sure you put your Subject Access Request in after 25th May 2018 - It's free & ask for everything, don't forget the DVLA :D
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