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Diary Mortgage Free Road To Change My Life

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Comments

  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Got a bit of painting done yesterday did 3 hours worth

    hall way 2 times
    cut in whole house

    still a bit to get done but is about 90% painted now so happy days

    i can now go get some color :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • TimmySaver
    TimmySaver Posts: 225 Forumite
    Every time I catch up on your posts, I'm amazed by how much you've done! I'm glad it's going well for you :)
    Old Mortgage: [STRIKE]2009:£78500 2010:£76951.71 2011:£74414.49 2012:£71961.35 2013:£67813.54 2014:£64375.16 Current: £55,480.27[/STRIKE]

    New Mortgage: 2016: £92795 Current: £
    87999.99
  • TimmySaver wrote: »
    Every time I catch up on your posts, I'm amazed by how much you've done! I'm glad it's going well for you :)

    Yes TimmySaver, totally agree! Well done Luckyinlife. Makes me feel very ashamed about how little I've done in my flat in 2 years here! :o
    2018 wins: Aspinal of London jewellery box, Boudavida gym outfit, HP Pavilion laptop, The List party tickets, All Points East festival tickets, Kiehls moisturiser, By Terry cc serum, Nars Liquid Bronzer, Benefit highlighter, Nars illuminator, Fresh advanced lip trio set, Cetaphil sample set, signed copy of My Absolute Darling by Gabriel Tallent
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Yes TimmySaver, totally agree! Well done Luckyinlife. Makes me feel very ashamed about how little I've done in my flat in 2 years here! :o

    Very kind words Timmy and velocity thank you :]

    Quick update-
    payday soon had a better month than expected so may be able to add another £700-1000 to the EF bringing this to 15k hopefully

    Managed to do some glossing yesterday got all upstairs frames done 3 bedrooms and bathroom and some skirting
    also did the dining room and door took 2-3 hours not to long
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    quick update ( Kitchen )

    So had a kitchen designed white with solid oak surface soft close doors and draws all in £2700 inc the sink tap handles everything

    Im pretty happy with this i could if i want drop it to around 2.3k but i dont wanna lose the doors iv got and the solid wood surface so sometimes you have to pay a bit extra for what you want

    it would of been around 3.1k ish without a discount my fitter could get me
    so thats the kitchen sorted happy days
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Watty1
    Watty1 Posts: 6,882 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That sounds a very good deal on kitchen
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • atypicalblonde
    atypicalblonde Posts: 3,057 Forumite
    Hi Luckyinlife that kitchen sounds wonderful, piccies please of the finished product! x
    MFW :)
    [STRIKE]Mortgage 8.2.15 - [/STRIKE][STRIKE]£171,064.64[/STRIKE] Mortgage 1.5.2018 - £99,980.45
    Aiming to be MF 1.10.2020
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Watty1 wrote: »
    That sounds a very good deal on kitchen

    Thanks watty Ya based on the spec of it its a good price
    even the cheapest range was 1.5k as its over 12 units :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
    Hi Luckyinlife that kitchen sounds wonderful, piccies please of the finished product! x

    Ya will do once everything is more or less finished ill put a few pics up :]

    all thats left really is

    kitchen bit of tiling
    floors
    doors
    loft floor
    tiddy garden up
    bit more painting end of august :]
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • SavingRaven
    SavingRaven Posts: 63 Forumite
    Kitchen sounds fab and definitely worthwhile spending a little bit more to get what you want, especially as you've done so much of the work yourself and probably saved thousands!

    Well done!

    SR
    Target 1: Debt: [STRIKE]4459.02[/STRIKE] Jan'15 [STRIKE]2899[/STRIKE] Feb'15 0
    Target 2: Emergency fund: Feb'15 [STRIKE]1500/6000[/STRIKE] Mar'15 6000/6000
    Target 3: Buy-to-let fund: Mar'15 [STRIKE]1200/4000[/STRIKE] Apr'15 4000/4000
    Target 4: Pay sister back: 9000/40000
    Target 5: Get mortgage to 250k: Jan'15 271,659 Today 259,283.82
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