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Monday 9 February - what small DFW things will you do today?

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When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym .

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending .

So be proud of those small steps, they really are important:money:
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Comments

  • DawnW
    DawnW Posts: 7,759 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 9 February 2015 at 7:49PM
    Morning all,
    Thought I would start the thread this morning - hopefully noone else had the same idea at the same time:)

    Just reported a load of spam, thread after thread of it :( It is quite time consuming when there is thread after thread of it isn't it - or is there a trick to report multiple spam threads in one go?

    Anyway, for me today-
    Done so far:
    Fed chickens and dog
    Emptied dishwasher
    Washed hair with Lidls super cheap shampoo, which is the best one by miles for my hair :)
    Checked banks

    Still to do:
    Better be boiled eggs for breakfast as there are quite a few in the kitchen Done :) 3 more eggs today though!

    Help OH to load the soil and rubble he dug out to make our new paved area in the garden yesterday onto the truck, to take it to the tip He did it without any help :)

    Meals from stores Done

    Make broccoli and stilton soup for lunch, supper already sorted as there is bolognese in the fridge defrosting :)Done, lots of soup for lunches this week, and still enough bolognese to fill jacket potatoes tomorrow :)

    Clean bathroom Done

    Return library book Done

    Visit sales unit to see if restocking needed Done, I took a few small items with me, but will need to take more tomorrow as there are gaps :D

    Update Grocery Challenge thread to include spends over the weekend Done

    That will keep me going for a bit :D

    Hope everyone has a good day.
  • xJOJOx_2
    xJOJOx_2 Posts: 572 Forumite
    edited 10 February 2015 at 12:04AM
    Good morning everyone!

    Dd1 has opened all her presents now and quite happy. She has a ear appointment do no big rush to school as going in at lunch and the school is having a disco later, so that's fell nice for her. Can't believe she is 5!!

    Today's listy
    - arrange lift for ds1 appointment to save on bus cost (DONE)
    - drop repeat off with said lift
    - take ds1 school project in (all made with stuff found in house)
    - take recycle bins out (DONE)
    - meals from stock (DONE)
    - NSd, as I have no money :-D (DONE)
    - read chapter of book (DONE)
    - mend items been putting off (DONE)
    - quick tidy around (DONE)
    - check online banking (DONE)
    - 15 mins excercise (DONE)

    Thats it for now xx
    Debt Remaing £315 :j
    Breath out the past, Breath in the future
    Big Dreams Start Small
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Good Morning All

    Dawn - Thanks for starting the thread, I did pop by but got overwhelmed with the state of the board and then DS had a mini-meltdown about school - hating sending him to school so upset :o

    Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

    Had a lovely weekend and have not much to do, so will aim to enjoy every day:

    Packed lunch for DH & DS - Done
    Shop with list -
    Continue de-cluttering -
    Continue purge on Emails -
    Filing & Shredding -
    Catch up on surveys -
    Check Banks -
    Check swapits -
    Enter a few comps -
    All meals from cupboards/fridge/freezer -
    Check https://www.freepostcodelottery.com - Remember there are now 4 chances to win -
    Read - In progress

    Have a great day, love to you all

    C x
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    edited 9 February 2015 at 10:52AM
    Morning DFW-Jedis,

    Well, life goes on, as does the almost everlasting quest for solvency and sanity. Todays my day off and I've a few messages to run. Had a really busy day yesterday doing DFW-style things and was really proud of myself for getting through the whole list.

    The List



    :starmod: Check online banking and reconcile monies

    :starmod: Do i-Say surveys.

    :starmod: Turn off electric alarm clock at the wall til tonight.

    :starmod: Read news online instead of buying a paper.

    :starmod: Blitz the kitchen later with Stardrops.

    :starmod: Find out what tiny gifts OH wants for her birthday.

    :starmod: Break into hut/shed if the WD40 hasn't loosened the stuck padlock. Buy a new padlock if necessary. It was opening fine yesterday. :(

    :starmod: Post camera bag I sold on eBay. Got the cheapest posting price through Parcel2go. (Link)

    :starmod: Enjoy some photography along the seafront in a nearby town. Free entertainment.

    :starmod: Visit Aldi bargain hunting but only buy if the items are really bargains!

    :starmod: Check TopCashback and Quidco for incoming monies.

    :starmod: This week's treat is a lunch out at an inexpensive cafe in nearby town. They always have a 2 meals and a drink for £x offer on. But just one drink and a light lunch, that's all.

    :starmod: Had a good look through CD collection. Today I shall listen to CDs that haven't been heard for years instead of buying new ones.

    :starmod: Hunt for cheap lightbulbs in Asda. One blew last night and we had 5 spares in the cupboard, none of which fitted. :mad:

    Well that's me for today. Back later if time allows. Good luck on your quests, Jedis.

    MONEY MAKING AND SAVING SITES AS OFTEN MENTIONED IN THIS FORUM:

    • A Girl Called Jack, cheap recipes ( Link
    • Benefits check-up ( Link )
    • Birthday Bingo, daily free game ( Link )
    • eBid ( Link )
    • Freecycle ( Link )
    • Free Postcode Lottery (Link)
    • FreeStuff ( Link )
    • FreeUKStuff ( Link )
    • i-Say Surveys (Link)
    • List of online newspapers. At bottom of the linked page. ( Link )
    • MSE Boost Your Income page. Gateway to lots of money-making links. ( Link )
    • MSE Abbreviations Explained ( Link )
    • MSE Deals and Vouchers ( Link )
    • MSE Wow Offers ( Link )
    • My Supermarket ( Link )
    • OnePoll ( Link )
    • Quidco ( Link )
    • Reclaim PPI at no cost to yourself ( Link )
    • SayNoTo0870 cheap phone number finder ( Link )
    • Survey sites that pay for your opinions ( Link )
    • Swagbucks ( Link )
    • Swapit ( Link )
    • Toluna ( Link )
    • TopCashBack ( Lin
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • twiggy86
    twiggy86 Posts: 2,681 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    edited 9 February 2015 at 9:28PM
    Morning all!

    I feel like today is going to be a productive day! Let's hope I'm right!

    So today I have/will:-
    * Check banks DONE
    * Update signature, snowball, spreadsheet to reflect £100 paid off debt DONE
    * Withdraw £6.45 from shopitize DONE
    * Check TCB DONE
    * Take photo off receipt to claim 1p DONE
    * Check wombled asda receipt on price guarantee DONE (NOT A WINNER)
    * Take lunch to work DONE
    * Fill water bottle up at work DONE
    * Sign up to Pinecone DONE
    * Check free postcode lottery DONE
    * Earn more on One Poll DONE
    * Dinner from stores DONE
    * Tidy living room DONE

    ALSO WASHED UP IN COLD WATER AS WASNT A LIT TO BE DONE AND DIDNT WANT TO FILL UP A BOWL FOR A FEW BITS. BOUGHT SOME PRESENTS EARLIER - £27.50 WORTH FOR £10! MUMS MOTHERS DAY PRESENT PLUS WILL WILL DO A FEW OTHER PRESENTS

    I think that's everything for today. Won't be a NSD but should be a LSD if I behave!

    Hope you all have a good day!
    Debt as at 5 June 2023 - £15,600.89
    Current debt - £5,555.00
    Total paid off - £10,045.89 (64% paid off)
  • allydowd
    allydowd Posts: 4,965 Forumite
    Part of the Furniture 1,000 Posts Uniform Washer Name Dropper
    DawnW wrote: »
    Morning all,
    Thought I would start the thread this morning - hopefully noone else had the same idea at the same time:)

    Just reported a load of spam, thread after thread of it :( It is quite time consuming when there is thread after thread of it isn't it - or is there a trick to report multiple spam threads in one go?

    Not as far as I know. Let's as a Mod.

    MODERATOR! Is there way?
    Debt-free day: 8th May 2015 "Remember that sometimes not getting what you want is a wonderful stroke of luck," Dalai Llama
  • Today's list:

    Empty washer after overnight wash..done
    B/L/D from stores
    Furries fed...done
    Continue decluttering
    Take bin out for emptying...done
    Check one poll
    Definite NSD as I ain't been paid yet.

    Have a good day, everyone, whatever you get up to :)
  • MinnieMousesMummy
    MinnieMousesMummy Posts: 1,627 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 9 February 2015 at 11:43AM
    Good morning, I am still not feeling well but I am determined to work through it (could be helped by the sun), as I had a lazy week last week.

    Dawn - Thanks for starting the thread this morning.


    My list for today:
    • Fingers crossed as awaiting phone call from Fridays interview
    • Feed animals and check for eggs
    • Complete MSing job that is in for today
    • Write article for client
    • Attend college
    • Get rid of 100 emails
    • Phone regarding p/t job
    • Check superpoints, swagbucks
    • Check freepostcodelottery
    • Do some course work
    • Attend interview, this afternoon
    • Go into town for plastic boxes
    • Email client regarding work
    • Try and sort the office phone
    • All meals from stores
    • Collect little ones from childminder
    • DS1 to scouts
    I think that is everything that I need to achieve today, Hope everyone has a good Monday x
  • Good Morning All thanks for starting us Dawn


    Sorry If missed Sundays post was feeling yuck to add to the list of germs I have I now have huge cold sores oh sexy look !!


    I'am back to the doc so fingers crossed I get some test results and some magic pills haha


    So Todays todo


    Ironing
    change germ filled bedding
    try and clean whole house
    try and not nap
    check banking
    get ready for payday
    deal with any sales


    have a great day


    xxxlppxxx the sun is out here xxx
    debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
  • Good morning!

    Dawn, thanks for the start
    MMM, I hope the the news re:the interview is good

    Nothing much happening here again. Counting down to half term (yay :() School has an inset day on Friday, so I have the pleasure of my boys company on my day off this week. (I shouldn't complain. They're both angels really)

    My Miserly Monday....
    • Heating off
    • Lights off
    • Charge netbook and use instead of desktop
    • Dinner from stores
    • Yesterdays leftovers for lunch
    • Sunday's leftovers for work dinner
    • C25k (I think my ankle has recovered enough from my trip on Thursday)
    • Take 2nd purse to work tonight to grab a few deals for the stockpile
    • Check bank
    • Update Money
    • Don't over eat! (I pigged out this weekend, and I'm so close to my target weight I don't want to risk it :D)
    Hope you all have good days.
    :T Weight Loss (Start Weight 14st 12lb): 5/24 lbs :T
    CC Debt: 01 Jan 2015: £11,462 :(Now: £10,850 EOY Target: £7,500 :)
    :xmassmile Saving for Xmas 2015: £75.11/£300 :xmassmile
    2015 GC: Jan £199.91/£200 | Feb £188.21/£200 | Mar/Apr :exclamati | May £118.44/£200
    NSDs: Jan ? | Feb 9 | Mar/Apr :exclamati | May 1 - - - 2nd Purse: £30
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