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In the Lowest Hour

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    You can do it :) x
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • Wow Sam. £5K by Christmas is amazing. Hope you are feeling a bit less tired than you were.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • I hope I can do it - should be able to .


    Expensive Weekend replacing the fridge/ freezer :( but managed to fix the dryer for now - will need that in winter.


    Away all next week with work but at least that will save some bills.


    Payday 25th but that 19 days seems ages away...


    Work is rubbish as always but going to concentrate on looking after me this week.


    Hope all is well with everyone
    Sam xxx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    Whats your health pot for xx (nosey me :P)
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • monz wrote: »
    Whats your health pot for xx (nosey me :P)



    Dentist bills ..:D Medicine that sort of thing - I keep the money separate just so I know that looking after me is important else I will end up poorly with no teeth ..lol :rotfl:
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    that is a great idea!!!!xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • You ok Sam?

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 13 November 2016 at 4:02PM
    Ok what have I been up to today...


    I thought that I think a lot :) if that even makes sense.


    Am I a procrastinator as I always have so much to do then? I thought I am actually the opposite which is why I always have so much to do!


    So house cleaned this morning. Washing on the go. Then I thought I could work out how much stuff I have, how many meals in food cupboard before I could actually buy anything. Same with toiletries, make up clothes etc .


    Just how much food , toiletries, shoes, bags, coats do I really need same with Bra's dressing gown's etc ? so that might be my plan for the day and then ebay the rest . Then I thought I'm tired so will just think about it for now... ha ha


    I could even end up challenge myself with a military style NSD Month only allowing 1 spend day a week - although milk would chuck a spanner in the works.

    Actually I do wonder just how does all this stuff accumulate, get decluttered then accumulate again ?? - don't get me wrong I probably own 75% less "goods" than most people as I am very minimalist but I suppose the hate waste, make do an mend does mean I hoard here and there.

    Maybe I should watch one of those horder programme as that always inspires me to declutter :)

    I have asked for vouchers from all for xmas but I won't get them as the givers like me to have something to open on xmas day. So I guess plan B would be to ebay gifts..lol which is awful thinking but just hate the thought of people working hard to give me stuff I don't really want or need. I could even donate this to a charity so worth having a think in advance, have tried my best to deter the givers by saying I have everything I need.


    Winter stocks - need to get longlife milk!!

    Xmas stocks - wrapping paper and cards.


    Checking all my accounts and have been moving around bits of money in accounts so far have managed to accumulate £25 from various accounts Boots adv Card , Cashback, Paypal etc so very happy about that.


    Plus one says this is a mental use of time and effort and as long as I have everything I might need just leave it and don't declutter - :) and stop being insane.


    Sam x
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • You ok Sam?

    Tink xx



    Not too bad thanks Tink - still poorly :o but working on resting and me time as part of a weekly schedule ;):D
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • doingitanyway
    doingitanyway Posts: 10,169 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!

    I could even end up challenge myself with a military style NSD Month only allowing 1 spend day a week - although milk would chuck a spanner in the works.

    Great idea. I'd love to do that...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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