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In the Lowest Hour

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  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    How are you Sam xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • abba1772 wrote: »
    You can come and clean mine now lol xx

    Your super Organised I bet - it didn't stay that way for long :rotfl:
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • monz wrote: »
    How are you Sam xx


    I'm Ok thank you - Starting to borrow from savings :eek:
    naughty Sam.;)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • How many NSD's are you planning for this week Sam?

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • How many NSD's are you planning for this week Sam?

    Tink xx

    Tinks - Last week was one - I failed miserably :D


    I could try again from today I suppose.


    Having another sort out today but exhausted don't think the whole clock changing thing has done me any favours - my heads a mess lol :rotfl:


    I've de-stressed about xmas - sounds awful but I have a lot of things that I could re -gift (!) worst case ..:rotfl:
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Reduce re-use recycle - re-gifting saves environmental impact as well as money :D


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hello beautiful,

    Yay to getting the days off but not good that you ended up working them. I'd berate you but I've become just as bad. I too need a new life!

    Online shops are your friend for those dressing gown gifts. Who needs to schlep the shops in November and December???? ;)

    I hope you're doing ok and will get to have a long weekend to yourself.

    MTxx
  • Tinks - Last week was one - I failed miserably :D


    I could try again from today I suppose.


    Having another sort out today but exhausted don't think the whole clock changing thing has done me any favours - my heads a mess lol :rotfl:


    I've de-stressed about xmas - sounds awful but I have a lot of things that I could re -gift (!) worst case ..:rotfl:

    One is better than none Sam and re-gifting sounds like a great idea. We have a box that we keep unwanted presents in. We aren't ungrateful at all but DD used to get that many smellie sets from friends at school we decided to keep them. She puts a post it on them who they are off so we don't accidentally send them to the same person lol.

    I'm going for 4 no spend days next week as I'm on holiday so lets see how we do.

    Tink xx
    As of 31st December 2018 Total Debt = £15837.59
    DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
    DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
    DEBT 9 - £2964.25 DEBT 10 - £4349.39
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    How are you my lovely hope you're ok xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Hello,
    Not much to report except its been a bit of a juggle to keep the bank balance straight :) had a bit of a shuffle and all on track.


    Going to take a half day tomorrow and have a bit of me time I hope.


    Looking at 5k in the pot ( or Escape from work fund :P ) by Xmas I hope.


    So that's my goal for now. Seem to have a growing to do list for the weekend so maybe I can get that out of the way tomorrow , Cant wait to have a catch up of all diaries - just to see what everyone has been up to.


    Sam xx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
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