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In the Lowest Hour

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    That's good you've got a break to Spain soon bet you can't wait xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Well ..I am in a pickle. Do I battle again this month and risk leaving myself short. I could pay off a bit more but im not sure as it will make things very tight.


    Still in the looking after me phase :-)


    I must get my eyes tested soon but I know I need glasses and that will cost.


    Need to go to the dentist and that will cost . :eek:


    Ok today is the 3rd Feb.............


    So what have I spent my money on this month so far ??


    Monday 1st : Milk , Potato, roll, Ice cream for plus one £4.25
    Tuesday :
    Taxi 6.00
    Bus 3.50


    Tuesday 2nd : Conditioner £1.39 Milk 65p Malt easers £1.00


    Wednesday
    Tweezers, Face pack £8
    Sandwich £2.90
    Basic Top £3.00
    Passport Pics £5.00
    Post £2.00
    Aero 80p


    Thursday
    Bus fare £3.50


    So that's 29.49 so Far:eek: I've spend £30 ish and not realised !!
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    It's amazing how the little spends add up isn't it xx

    I think are the month you had you don't want to leave yourself too short, aim for being debt free by the end of March, if you get to being debt free before the it's a bonus but you don't want to make yourself I'll because of it........the end is in sight my lovely xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I say leave a little leeway - better to get to the end of the month and pay over any extra, that way it's a positive

    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • Thank you for the advise I do think I've made myself poorly .


    I need to learn to breathe and slowly ..lol


    I'm exhausted - Have only put two lots on ebay as its about all I can bear to post lol .


    I need to go and collect a prcel tomorrow before I forget the shoes I forgot about ...doh else it will be the 14th and go back to sender .


    The neighbour who I thought was gone has appeared again I know cause I can hear the computer battle again...and I seriously cant be that unlucky that lightening would strike twice!! GRRR


    Need to check the bank


    On the good side no Council tax to pay in FEB whoop whoop!
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 4 February 2016 at 11:38PM
    Got £10 a day and £89 reserved for work travel .


    £29.49 spent plus £4 on sandwich and crisps as away from home and cleaning bits and milk £1.49.


    Total spend was £34. 98 plus another £2 for the bus tomorrow!


    £37 on random bits...
    Got to remember to take beef out Freezer for plus one- DONE


    Really need to keep a better track of these spends ;)


    MMsam
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • Total spend was £80!
    So need to track better this week.


    On track with £10 a day until pay day don't need to spend any excess really


    Didn't pick up the shoes so hopeful these will be redelivered :( - will try and sort that tonight online with the post office


    I have got £70 in my travel pot for work - But some of that will go tomorrow on Travel home. ..


    I was hoping to be able to pay any excess towards the debts later this month.


    Its so cold and windy I don't really want to go out at all tonight.


    Flat and wardrobe need an overhaul :-( I'm owed about £150 from work which I cant get back til 1st March by then will be £200!!
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hope you're shoes turn up soon

    How are you feeling have you been taking time for yourself xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • I just got a one year badge ;-)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • I have sorted Valentines for +1 still stressed about work, debts, health and I know I have to sort this out sooner rather than later.


    think maybe with just so much to do don't always know where to start... going to try though, Just exhausted and wish I could be more positive at times.


    Need to arrange redelivery
    Need to go home and asses weather damage to flat :(
    need to actually take a day or half day off work - so I can do other things.


    Need to make an action plan for work so might invest in a new notepad to motivate me to write those lists in a shiny new pad .


    Am getting a bit better at looking after me , dyed hair and did a face pack.


    Have set aside 3 days at work this week to update jobs but Im not sure if I would be better taking a day off or if I did I would end up working it so its a bit pointless.


    Making a list of all my wardrobe - what can be sold and what is to be kept. This is my final phase of my capsule wardrobe. xx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
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