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In the Lowest Hour

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  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Hope your feeling better sam xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Morning Unbeliveably I still have the flu ...Worked though so I really don't think that has helped.


    I have quite a lot to do with regards the agenda in my head..lol not really sure how much or that will get done.


    Laundry - all done this morning ...well unless I strip the bed as that's more washing ..:(


    I need to
    clean Kitchen, Bathroom, Hall and Bedroom Today
    Sort out the clutter
    Sort through the shoebox and wardrobe and muster some goods up for fleabay selling.
    Make a plan on what gets paid this month to overpay the debts ...
    Tired of being skint ..but hoping I will feel better on the 28th when I can get a few things paid down.
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Sorry to still hear your poorly..................me and abba are down with the flu courtesy of the little dude getting his flu vaccine but he's fine, hope your flu shifts soon xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 28 October 2015 at 4:11AM
    Just been so poorly - I actually spent five whole pounds on medicine today...so if I take note of my SOA that's five months budget blown in one swoop.


    I need to rest so have taken emergency holiday from work for a few days - although equally as busy in personal life.


    It's 3am and I am awake sadly but hey I have washed up! ..every cloud and all that :P


    Last Month
    Totals £9,748 - Debt owed now £3, 139 .. approx 68%


    This Month
    Totals £9,748 - Debt owed now £2793.00 which doesn't really look like I have paid a lot of this month which is ( I think ) £6995 ?? in total paid off ...I do feel sometimes its an endless process...lol I have not got the brain cells to work that percentage out at the minute. I will strive to get this down to £2550


    I am have to wait for statement roll overs so I can add money towards those so I am effectively a month in advance rather than just making a payment any old how...


    Apart from paying my CT - at the minute I haven't made any other overpayment plans yet.
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • MuffinTops
    MuffinTops Posts: 2,477 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Oh Sam, how awful being so poorly for so long. Are you able to take a few days for yourself to try to recoup and relax a bit to break this thing?

    You're such an amazing lady. You've paid off £7K this year alone and still feel you've not done enough. You've had curve balls thrown hard at you with the debt probably feeling like it had reset itself, and you still keep on up with it all. Well done!

    MTx
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Getting rid of £7k debt in a year is a fantastic achievement so stop being so hard on yourself your doing amazing xx

    Hope the medicine works xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • monz
    monz Posts: 4,129 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Stoptober Survivor
    You are doing amazing Sam dont be too hard on yourself xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ^ what they all said. And pleeeease give yourself a couple of days proper rest - your body really needs it to help fight off the flu. Find snuggly PJs and a good book and I will send you the moggies while I'm at work - they love having somebody home all day especially someone helping warm the duvet.


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • Evening - Feeling a little more human again so lets hope this means the flu is on its way out.


    Lots of chores to do ...;-)
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Glad you're feeling a bit better xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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