In the Lowest Hour

abba1772

Have you been to the docs yet seems a awfully long time for you to be ill xx

Big hugs xxx

moneyonmymindsam

Not been to the docs yet seems to be seasonal flu ... I don't think anything more than that ..just need rid of it but I am a bit impatient like that .


Because of the interest my debts never seem to go down - pretty low about that to be honest ...11 days till payday and then I'm going to smash the debt ...lol
Maybe I am just impatient with everything ha ha


My paymnets
will be 189 A L
Very 45
BC 20
So currently 255 a month ... If I got AL done and dusted I would only have about 65 PCM in debts ( but would obviously overpay ) so maybe I need to shift my focus to get the highest payment down?? , in case I lost my job or fell ill etc ... seems the most sensible thing for me to do .


Being ill doesn't help with the clear thinking but I think I would lose less sleep if the big payment wasn't hanging over me each month.


Need to get to the PO ...two more ebay sales in the bag ...kerching ...:-)


BC will be on- going just cant afford to clear this year - but got to be more positive about that and even if it goes down a little ...a little is still better than nothing .


Majority Xmas shopping done now so all in all not too bad on that front ...only need to spend another £100 in December.. then its all accounted for.

RosaBernicia

Sounds like you need ((hugs)) and pralines *passes them over* MMSam. Hope you feel better soon.

If AL is what worries you most then I agree it would be sensible to think about tackling that first - then you'd have more flexibility with the rest. So long as you're plodding in the right direction it's all good.


Rosa xx

catriona79

Just a quick post to send Lots of positivity and good wishes your way

moneyonmymindsam

Hoping the worst is over at work so hopefully things will start to slow down enough to become a sensible workload....


Not really any movement on the debts as still waiting for payday ...only 8 days to go now :-)

abba1772

How are you feeling today, is your flu shifting??? Xx

moneyonmymindsam

sadly I still have the flu

monz

Hope you feel better soon Sam

MuffinTops

So sorry to hear you're still feeling rough Sam. How are you doing today?

You're still doing great with having a realistic view on your debts and getting them sorted. You often sound down about the journey, but you must look at the amounts you've hacked off the total figures and feel incredibly proud of yourself? I'm always in awe of how much you get done.

Did you manage to drag yourself off to the PO for that Kerching moment?

MTx

RosaBernicia

Grrrrr to your flu - eat lots of garlic!

MT is right, you've really walloped your debt in a very short space of time - don't forget that you shifted the goalposts part way through.


Rosa xx