In the Lowest Hour

moneyonmymindsam

Hi Monz, Crap day at work..lol Thinking all the time but going to sleep and be really positive about things where I can .


How are things going for you? Your signature is going down - looking good keep up the good work :)

MuffinTops

Hello Sam,

I finally have some time to write a proper comment on here for you.

I'm so sorry to hear about your friend. That's devastating, but I really admire the fact you're considering becoming their carer. You're obviously a wonderful friend.

Whatever you decide to do will be the right choice as you're really in such a tough place right now. All I can say is whatever you decide to do, just focus on that and put aside the alternative, otherwise you'll run rings around yourself.

Please know that we love you here and if you need to let off steam in any way then please come here and do that. Feel free to PM me anytime if you feel the wish to, and I'll make sure I find the time to reply as quickly as possible. You need to really take some care of you here too.

We're here for you.

MTxx

monz

moneyonmymindsam wrote: »

Hi Monz, Crap day at work..lol Thinking all the time but going to sleep and be really positive about things where I can .


How are things going for you? Your signature is going down - looking good keep up the good work :)

Aw remember take it one step at a time

I am good thanks. Gonna be slow payments next cpl months with unexpected debt but will get there xx

RosaBernicia

MuffinTops wrote: »

Hello Sam,

I finally have some time to write a proper comment on here for you.

I'm so sorry to hear about your friend. That's devastating, but I really admire the fact you're considering becoming their carer. You're obviously a wonderful friend.

Whatever you decide to do will be the right choice as you're really in such a tough place right now. All I can say is whatever you decide to do, just focus on that and put aside the alternative, otherwise you'll run rings around yourself.

Please know that we love you here and if you need to let off steam in any way then please come here and do that. Feel free to PM me anytime if you feel the wish to, and I'll make sure I find the time to reply as quickly as possible. You need to really take some care of you here too.

We're here for you.

MTxx

^ just wanted to echo MT's very wise words


Rosa xx

moneyonmymindsam

Thanks all - very annoyed as its all gone "new" and been unable to log in...
Finally I'm in ..lol


I have done nothing much yet about my debts only small reductions to BC Very and C1


I need a proper reshuffle of what I am going to pay off...


Very 1300
C1 200
BC 900
AL 3000
Other 110


I would like to get paid off ASAP so here's my bit of a plan


very 1300
other 110
C1 200
AL - 1000
That's £2610 ...to be off'd


but


leaves only 2 debts


BC 900 - 20PCM - and I hate them so they can wait for there money am in no rush to pay off due to their bad attitude - I know this is cut off nose to spite face scenario...


AL 2000 - 180PCM


With extra work and selling everything (again) focus with Over payments will go to AL's 2K

moneyonmymindsam

Feeling very guilty about neglecting debts but have just cleared other at £110


Whoop Whoop !!!! now leaving a nice round £2,500.00

abba1772

I love round numbers hubby laughs at me when I round things down lol

MuffinTops

Leaping over the half way mark in a relatively short time. So inspiring!

RosaBernicia

Yay to round numbers and the halfway mark. :beer: well done you.


Rosa xx

moneyonmymindsam

Sorry for confusion not at half way yet that's just my plan to get things paid off asap but made a good start


2 debts gone FOR GOOD !!!!


C1 200 - Cleared and gone
Very 1418 is now 900
BC 900 - 900
AL 3000 now 2000
Other 110 - cleared and gone


So left with 900 BC , 900 Very and £2000 AL so £3800 !!! I would be 4 K MORE in debt if I had not started to pay off debts in FEB..and it would stand at circa 8.5k !!!


Thanks for the boost ...hopeful one day I will get there ...