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In the Lowest Hour
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All sounding good Sam. Fingers crossed for your test date turning up soon.One unexpected fringe benefit of WFH is the ability to take washing out of the machine during the day instead of post commute... I am mostly doing a wash in the afternoon, drying it in the evening while the heat's on and overnight and putting away in next morning's coffee break! I don't have a dryer but am very glad of the heated airer.Debt free May 2016... DFW#2 in progress
Campervan paid off summer '21... MFW progress tbc3 -
I don't think my plus ones heart can take my learner driving lol.
I've wrapped 25 things today.. Had enough before starting. XGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Lol. DH said the same with DD. He was all for getting the car to take her out but got out the first time and kissed the floor. The elderly couple walking past did giggle. She now been passed almost 2 years and they hate getting in a car together, always criticising each others driving.
Well done on the wrapping. I usually end up wrapping Christmas eve whole the children are at grandparents. I need to get sorted as that may not be an option this year.LBM in April 17 - Starting card debt £33554
Mortgage@1 June 18 - £76350
Total debt @june 18 £102311
Debt Jan 25 £8282
Mortgage £51215. Total debt now £594973 -
Bit gutted about national LD, think that means getting more work is probably scuppered for me for next 4 weeks.
I'm hoping my December driving test will stay as is so fingers crossed for that, last thing I need is for that to be moved to 2021.
I guess that means I'm back on 3bay selling from Tuesday although I'm loathed to do it. On the good news side I have found £8 worth of boots points on old advantage card so pleased about that.
Still to do :Need to cut up old address licence and send back to dvla.
Sam x
Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Did a shuffle all accounts and money pots good.
So have £315 left for the month and need to spend it wisely.
Must get back on 3bay ASAP build up those pots - have found 15 items that can go.
2 presents left to wrap once they arrive in the post.
Only 3 presents left to get now.
Wearing some totes toe less bunny slippers as that's all I have bar socks - need to bin others ASAP.
Got a small bit of tinned shopping stocked up but trying hard not to do an unnecessary spend.
Nothing much to report in
Sam x
Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
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So feel a bit of a wally today. Had a clear out and then thought oh charity's are shut so will look online and see if there is something else I can do with it in the meantime.
Upped my income for the month to £450 so happy with that.
Did a top up shop so I have quite a few meals for the week at least. Washed everything including trainers, dressing gowns etc so hope that all dries OK.
Didn't do 3bay as of yet but tomorrow will apply for another job and to an agency to go on their books.
Nothing much to report, still need to chase the very duvet cover order as it's been ordered and paid for since 28th Sept.
No news from hmrc/dwp regarding if anything is owing but I guess that will be further delayed this month. Nothing from solicitor either - start to lose patience with it all as hate having a "might owe" hanging over me.
No debts atm and all other bills paid for now.
Typical now I'm all sorted I can't really go anywhere or do anything lol.
Sam x
Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Just catching up after not being online for the last week or so.Not sad at all to have car mats on your Christmas list. I asked for 'a load of high quality USB cables' for Christmas haha. It's stuff that I always end up wishing I had, but would never get around to buying myself. So GREAT gifts in my opinon.What are you giving away? In my area they're still collecting clothing from the donation bins so you might still be able to get rid of some stuff.I hope you hear back from HMRC soon!
Start Debt Jun 2020 = £10,036 - Current £5,894 | #324 £1,000 Emergency Fund Member - £2053 -
Well done on upping your income this month @moneyonmymindsam what a star
Thanks @ceremony for the headsup on donation bins.If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720252 -
Yes brilliant idea never thought of the clothing banks. Thank you will give that a go.
heres hoping they are not full round here.
SamGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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So a bit of a freebie day as I cashed in nectar points to spend £15, club card £13.50 (now TV) and still have £8 on boot adv card. So £36.50 to fritter :-). £13.50 gone towards a few months now TV and I will get some smeelies with the £8 boots, and a Xmas present for OH with the £15.
Always nice to sort of get something for nothing.
Not done any 3bay so much try harder to get this going again.
Sam xGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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