📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

In the Lowest Hour

Options
1123124126128129136

Comments

  • RosaBernicia
    RosaBernicia Posts: 4,909 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    All sounding good Sam.  Fingers crossed for your test date turning up soon. 
    One unexpected fringe benefit of WFH is the ability to take washing out of the machine during the day instead of post commute... I am mostly doing a wash in the afternoon, drying it in the evening while the heat's on and overnight and putting away in next morning's coffee break!  I don't have a dryer but am very glad of the heated airer. 
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • I don't think my plus ones heart can take my learner driving lol.
    I've wrapped 25 things today.. Had enough before starting. X
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • Lol. DH said the same with DD. He was all for getting the car to take her out but got out the first time and kissed the floor. The elderly couple walking past did giggle. She now been passed almost 2 years and they hate getting in a car together, always criticising each others driving.
    Well done on the wrapping. I usually end up wrapping Christmas eve whole the children are at grandparents. I need to get sorted as that may not be an option this year.
    LBM in April 17 - Starting card debt £33554
    Mortgage@1 June 18 - £76350
    Total debt @june 18 £102311
    Debt Jan 25 £8282
    Mortgage £51215. Total debt now £59497
  • Bit gutted about national LD, think that means getting more work is probably scuppered for me for next 4 weeks.
    I'm hoping my December driving test will stay as is so fingers crossed for that, last thing I need is for that to be moved to 2021. 
    I guess that means I'm back on 3bay selling from Tuesday although I'm loathed to do it. On the good news side I have found £8 worth of boots points on old advantage card so pleased about that.
    Still to do :Need to cut up old address licence and send back to dvla.
     Sam x


    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • Did a shuffle all accounts and money pots good. 
    So have £315 left for the month and need to spend it wisely.
    Must get back on 3bay ASAP build up those pots - have found 15 items that can go. 
    2 presents left to wrap once they arrive in the post.
    Only 3 presents left to get now.
    Wearing some totes toe less bunny slippers as that's all I have bar socks - need to bin others ASAP. 
    Got a small bit of tinned shopping stocked up but trying hard not to do an unnecessary spend. 
    Nothing much to report in 
    Sam x


    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • So feel a bit of a wally today. Had a clear out and then thought oh charity's are shut so will look online and see if there is something else I can do with it in the meantime.
    Upped my income for the month to £450 so happy with that.
    Did a top up shop so I have quite a few meals for the week at least. Washed everything including trainers, dressing gowns etc so hope that all dries OK.
    Didn't do 3bay as of yet but tomorrow will apply for another job and to an agency to go on their books. 

    Nothing much to report, still need to chase the very duvet cover order as it's been ordered and paid for since 28th Sept. 
    No news from hmrc/dwp regarding if anything is owing but I guess that will be further delayed this month. Nothing from solicitor either - start to lose patience with it all as hate having a "might owe" hanging over me. 
    No debts atm and all other bills paid for now. 
    Typical now I'm all sorted I can't really go anywhere or do anything lol. 
    Sam x


    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • Just catching up after not being online for the last week or so.
    Not sad at all to have car mats on your Christmas list. I asked for 'a load of high quality USB cables' for Christmas haha. It's stuff that I always end up wishing I had, but would never get around to buying myself. So GREAT gifts in my opinon.
    What are you giving away? In my area they're still collecting clothing from the donation bins so you might still be able to get rid of some stuff.
    I hope you hear back from HMRC soon!

    Start Debt Jun 2020 = £10,036 - Current £5,894 | #324 £1,000 Emergency Fund Member - £205
  • Well done on upping your income this month @moneyonmymindsam what a star :)
    Thanks @ceremony for the headsup on donation bins. :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • Yes brilliant idea never thought of the clothing banks. Thank you will give that a go.  B) heres hoping they are not full round here.
    Sam 
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 12 November 2020 at 6:32PM
    So a bit of a freebie day as I cashed in nectar points to spend £15, club card £13.50 (now TV) and still have £8 on boot adv card. So £36.50 to fritter :-). £13.50 gone towards a few months now TV and I will get some smeelies with the £8 boots, and a Xmas present for OH with the £15.
    Always nice to sort of get something for nothing. 

    Not done any 3bay so much try harder to get this going again. 
    Sam x
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.