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In the Lowest Hour

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  • Just catching up. Hope you're feeling better now. We all seem to have a bit of a bug here too.
    Well done on the sales, that's a great amount. 
    That was a huge list but you seem to have got through it all.
    Hope a closer test comes up for you. There may be cancellations come up with people having to isolate.
    Have a good weekend. 
    LBM in April 17 - Starting card debt £33554
    Mortgage@1 June 18 - £76350
    Total debt @june 18 £102311
    Debt Jan 25 £8282
    Mortgage £51215. Total debt now £59497
  • Thank you DIA and Charlie's tribe for your posts. 
    Seem so stressed, have resigned myself to the fact I am now a stress head. 😂
    Hopefully this time next week things will be more sorted. I have a lot on next week and property 1 will be no longer my problem from end Oct. Property 2 I must get on the market in November (?) as I'm trying to space out the stress I think I'm going to market as is. Property 3 we are living in and me officially from next Thursday 😁 seeming to spend forever on the phone sorting tax, insurance and all those sorts of things and just made more stressful by the fact it is nearly impossible to get through to a lot of places as everyone's working from home again. No ones fault but frustrating all the same.
    Can't believe I will have ended up moving 3 times in just over a year with a 4th to come next year. 
    Sam x

    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • Pay week. Just paid off my Credit card balance and its about £12 in credit so I've cocked up somewhere. Have £29 spare in PayPal so both will be used towards Xmas present money.
    Plus one I'm declaring him as done. 
    Brother declaring as done 
    Brothers wife ( done - regifting so cheating really)
    Niece - an on going project as this will be a big bundle of clothing so I will get bits as I see them - spend to date here needs adding up.
    Plus one family x 3 not yet started.
    So need to rebudget only did this last week and its gone to pot already 
    Sam x
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • Great news about the house. Although it might be stressful for the next couple of months, It'll be a lot less stress for you once its sold.
    You're doing well with Christmas. Ive got nothing other than the jigsaw. I always start with good intentions of starting early and still end up shopping (and wrapping) Christmas eve.
    LBM in April 17 - Starting card debt £33554
    Mortgage@1 June 18 - £76350
    Total debt @june 18 £102311
    Debt Jan 25 £8282
    Mortgage £51215. Total debt now £59497
  • I do admire your ability to stay on top of three properties. I can barely manage one.
    Hope you are having a good weekend.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • ceremony
    ceremony Posts: 241 Forumite
    Third Anniversary 100 Posts Name Dropper
    Just catching up with you diary. Hope you're feeling better these days!
    I'm impressed with all that property juggling. And the Christmas shopping! You're so far ahead! All we've bought so far is a few packs of festive snacks. We don't usually spend a lot during the holidays but should still start getting organized.
    Start Debt Jun 2020 = £10,036 - Current £5,894 | #324 £1,000 Emergency Fund Member - £205
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Combo Breaker
    edited 6 October 2020 at 10:13PM
    I admit to a rubbish clear today  :) at the rented prop 1, so pleased that all gone, hopefully I won't have any issues getting my deposit back. Plus one has agreed to take me back to read the meters etc in a few weeks so that will be easier than 2 trains. I have to pick up the hoover and kettle anyways so saves me looking like a lunatic on the train.
    Train fare, Dentist and rubbish clear so I've spent a lot this week. Next week I will rebudget and will watch the pennies. Organised for Xmas to take the pressure off and mainly to spread out the cost it's the wrapping it I fail at.
    1 more day of frog type jobs and then I can breathe.
    Treated myself to a jumper and cardigan (CS) so was only £4 on me.
    I did save a whopping £125 on insurance and which is just crazy. 
    Sam x
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • ceremony
    ceremony Posts: 241 Forumite
    Third Anniversary 100 Posts Name Dropper
    Sounds like another busy day!
    Well done on getting a good deal on the insurance. It's madness how much that can cost. 
    Love a good charity shop find :)
    Start Debt Jun 2020 = £10,036 - Current £5,894 | #324 £1,000 Emergency Fund Member - £205
  • So rubbish weather today and look like a student drying stuff all over the place not great. Oh how I miss my dryer (life to short) applied for 3 new jobs and literally just praying to get something back  B)
    More practice driving tomorrow as the test is yonks away yet. Looked at a few cars online but didn't look any further than that. Tried the mse credit club credit report thingy. I don't know if to close the old barclaycard I have, but didn't know how this would affect any mortgage applications so fir now I've just left it as is. I might do some reading up and phone them up tomorrow. No longer have the card (cut it up long ago) so it's going to be a rigaromole for them to find me I'm sure  :smile:
    Sam
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • What a great saving on insurance deal :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 100/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
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