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In the Lowest Hour
Comments
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Couldn't agree more Sam!As of 31st December 2018 Total Debt = £15837.59
DEBT 1 - £41.10 DEBT 2 - £257.41 DEBT 3 - £584.12 DEBT 4 - £700.00
DEBT 5 - £655.02 DEBT 6 - £669.18 DEBT 7 - £3448.00 DEBT 8 - £2169.12
DEBT 9 - £2964.25 DEBT 10 - £4349.390 -
You are al so lovely xx
Savings now 12600
Income from January 2018 - pretty shot so i will be back budgeting.
SamGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Hello gorgeous,
Sorry I've been away for so long! I'm back again now and WOW at your savings too. Well done on getting so far ahead.
I'll be having a proper catch up on diaries tonight but wanted to pop in and say hi.
MTxx0 -
Savings taken a drop lol to 12, 250 I think :doh:
I am now working less - although I am not really feeling it as same work load less time but actually less stressed.
Finally sorted the capsule wardrobe with all pretty things so I will start the process of swap out for better quality as and when something wins me over . Did my round of ebaying got to £160 so not to shabby profit wise.
Donated absolutely loads to charity as well so they was very happy to get some good stock.
Acres of work to do so must start to sort self out and bullet plan or have a blitz day to get back on track.
So as of Feb 28th I will start my savings again as on a new budget not that there will be a lot to save .
Microwave has just died today as well :idea:
Great to be back on the forums an just in time for valentines day.
:kisses::kisses::kisses::kisses:Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Hi Sam :hello:
Glad to hear you're feeling less stressed
It's great to have you back xxNEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.050 -
Good to see you back and in such fine fettle
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
Evening All :-)
Savings are correct (phew) have sorted gas, electric , Council Tax now all i have to do is stick to a realistic budget . I forgot internet and phone costs .. before so going to do a spreadsheet .
xxxGrocery challenge Feb £107/£100-epic fail due to cake and biscuits
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TODAY I cut my Very long below elbow length hair to a long bob today and potentially will go shorter !!
OMG!
xx
p.s so that's a dip in savings but hopefully 3bay sales will make up for it.Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
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Glad you are looking after yourself If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 100/1000
Buffer fund 0/100
Debt Free (again) 25/0720250 -
:hello: hello
Must be something about microwaves at the moment, mine went at the weekend too.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo0
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