In the Lowest Hour

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  • doingitanyway
    doingitanyway Posts: 8,866 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    Good to see you back posting. I Hope you are recovering well.
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • monz
    monz Posts: 4,129 Forumite
    First Anniversary First Post Debt-free and Proud! Stoptober Survivor
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    How are you Sam!!! Look how far you have came !:)xx
    Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
    Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.80
  • moneyonmymindsam
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    Savings update £8400


    I am going to put in a request soon with work to work only 3 days I think, Hopefully this doesn't mean I do 5 days work in 3 and only get paid for 3 lol. Cynical or what :-)


    I am going to start doing ebay again but only 2 things a week.


    Typically Listed and both things sunday and sold so I have some earlier than expected posting to do, although one of them has not paid me yet so hope not a time waster but could mean I will have netted £35 in profit.


    I have £65 ish in cashback sites accrued so I should be able to get this soon.


    If I cut my hours I am not sure in reality how much could be saved but will aim for £150 a month so new aim is 9k By December.


    Hope everyone is good.


    Sam
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • moneyonmymindsam
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    Paid by the buyer's so £40 Better off added another 2 items which I hope will be next weeks sold items.


    Plus one coming tomorrow so need to tidy tonight and do all that sort of thing. Washing machine on the go as I type.


    Thought about doing my capsule wardrobe tonight/ tomorrow again so will let you know how I get on or if i do actually bother to do it.


    Hope to be able to catch up on some diaries tomorrow.


    Thinking of you all as always.
    Sam xx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • doingitanyway
    doingitanyway Posts: 8,866 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    Thought about doing my capsule wardrobe tonight/ tomorrow again so will let you know how I get on or if i do actually bother to do it.
    Ooh sounds interesting. I will be watching your progress as I should do the same...
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • moneyonmymindsam
    moneyonmymindsam Posts: 2,243 Forumite
    First Anniversary Name Dropper Combo Breaker First Post
    edited 8 August 2017 at 11:32PM
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    Hacked into the savings so now lower than expected.
    Still not sorted the clothes / wardrobe as been sorting the bedroom - still a work in progress but starting to look nicer.


    Few small ebay sales but see what that amounts to at the end of the week But I must admit cant really be motivated to do it.


    Got some Lamps, Rugs and new towels in my online shopping basket to order for the end of the week to finish it off.


    Need to organise making a good 3bay pile or taking it all to a charity.


    then the Kitchen next project
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • moneyonmymindsam
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    OK Sorted a mass of things for charity just got to sort that out now to get it there. £bay pile under the bed in suitcases. Winter bedding washed and kitchen de-cluttered.


    Still to do Wardrobe sort out and savings. Send back the rugs that are completely random and not even what I ordered. £10 voucher from argos as compo and that is now gifted to friend.


    Resisting an item in the sales on-line well at least until I sort the wardrobe.


    Hope all is good, savings draining away but good to have some new things as been scrimping so long forgot what new things feel like :-)


    Sam xx
    Grocery challenge Feb £107/£100-epic fail due to cake and biscuits
    🌟
  • RosaBernicia
    RosaBernicia Posts: 4,890 Forumite
    Name Dropper Combo Breaker First Post First Anniversary
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    Hi Sam

    Enjoy fab new bedroom things and good luck with the capsule wardrobe... a friend introduced me to the template here, might be of interest?


    Rosa xx
    Debt free May 2016... DFW#2 in progress
    Campervan paid off summer '21... MFW progress tbc
  • doingitanyway
    doingitanyway Posts: 8,866 Forumite
    First Anniversary Name Dropper First Post Mortgage-free Glee!
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    You are back with a vengeance Sam. You go :)
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them.

    Solicitor/survey savings 300/1700
    Emergency fund 0/1000
    Buffer fund 0/200
  • abba1772
    abba1772 Posts: 7,746 Forumite
    First Anniversary Name Dropper First Post Car Insurance Carver!
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    Go Sam :j you're on fire xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
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