Bank move to Halifax £100

wrighty1967

Paul_1977 wrote: »

Some people are not aware of that, and those people might not want to deal with Lloyds due to events in the past.

Can't see how that affects anyone now or even the vast majority of customers then.

YorkshireBoy

Paul_1977 wrote: »

Some people are not aware of that, and those people might not want to deal with Lloyds due to events in the past.

So what was your reasoning behind posting "they are owned by HSBC" on a thread about the FD eSaver account here...

https://forums.moneysavingexpert.com/discussion/comment/67653352#Comment_67653352

...just two posts in?

If you didn't have 70+ posts, people could be forgiven for thinking you were getting ready to spam.

Paul_1977

wrighty1967 wrote: »

Can't see how that affects anyone now or even the vast majority of customers then.

Well I care not sure about anyone else.

Paul_1977

YorkshireBoy wrote: »

So what was your reasoning behind posting "they are owned by HSBC" on a thread about the FD eSaver account here...

https://forums.moneysavingexpert.com/discussion/comment/67653352#Comment_67653352

...just two posts in?

If you didn't have 70+ posts, people could be forgiven for thinking you were getting ready to spam.

Fact cannot count as spam.

I won't go into the HSBC issues but they allegedly have some ethical issues. Again I care not sure about others.

YorkshireBoy

Paul_1977 wrote: »

Fact cannot count as spam.

I won't go into the HSBC issues but they allegedly have some ethical issues. Again I care not sure about others.

But the OP in that thread was an existing FD customer, so already knew that FD was "owned by HSBC".

N9eav

wrighty1967 wrote: »

Can't see how that affects anyone now or even the vast majority of customers then.

Its the reason I did not switch to Halifax. Lloyds lied to me once, I got compensation and vowed not to touch them again in any shape or form.

wrighty1967

N9eav wrote: »

Its the reason I did not switch to Halifax. Lloyds lied to me once, I got compensation and vowed not to touch them again in any shape or form.

Did they lie or did they misinform as obviously a big difference, lot's of companies can give wrong information with no intention of lying.

Paul_1977

YorkshireBoy wrote: »

But the OP in that thread was an existing FD customer, so already knew that FD was "owned by HSBC".

Not always, FD don't have the little HSBC logo next to their name anymore as far as I know, and unless you look on the back of the card or the small print its not obvious.

MARTYM8`

To be fair the ownership of Halifax is relevant here - but not because of Lloyds.

They are a subsidiary of Bank of Scotland - and the £100 incentive does not apply if you switch from a BoS account as they are basically the same bank but different brands. Although if you switch from Lloyds or TSB - part of the same banking group - you are eligible.

So you can't switch to Halifax's parents and get the incentive - but you can to the grandparents in effect!

Ed-1

MARTYM8` wrote: »

To be fair the ownership of Halifax is relevant here - but not because of Lloyds.

They are a subsidiary of Bank of Scotland - and the £100 incentive does not apply if you switch from a BoS account as they are basically the same bank but different brands. Although if you switch from Lloyds or TSB - part of the same banking group - you are eligible.

So you can't switch to Halifax's parents and get the incentive - but you can to the grandparents in effect!

TSB is not part of the same banking group!