need alot of advice about alot of stuff!!!

ViolaLass

How does your mother feel about your plan to kick her out of her own home to live in an extension?

headhurts.com

Her idea from the start to have an extension for her to live in. She has always lived a basic life, but even more so now. She doesn't want a big home to look after. And her idea of bliss is to help out with the grandkids, I am very lucky to have such a amazing mum!!!

arbrighton

What is wrong with the house you are in now??

This plan is ridiculously complex. Never mind the moral side of it. Social housing is intended to help people out who can't afford private rent etc. There isn't enough of it, partly thanks to a lot of it being sold off.

LateStarter

This is morally wrong on so many levels! It's council housing, it for the needy - it's not for people to fiddle for get rich schemes!

So if I get this right:
- you could go live with your mother anyhow (but won't because there's no profit in it for you)
- you'd like to buy a taxpayer-built house at a reduced price, knowing that RTB is meant for people to have a HOME.
- Having reduced the pool of properties available to people who need social housing, you've no intention of living there. You plan to use it to make a profit, while living in your mother's house.

Maybe the system allows it (I do hope not) and maybe you are such a devious selfish thing, but I find myself really hoping you're just a sub-bridge denizen.

Dan-Dan

headhurts.com wrote: »

Her idea from the start to have an extension for her to live in. She has always lived a basic life, but even more so now. She doesn't want a big home to look after. And her idea of bliss is to help out with the grandkids, I am very lucky to have such a amazing mum!!!

I wonder if she feels quite as lucky as you do

Guest101

You won't get a BTL mortgage. So forget that. You probably won't get consent to let, so may aswell forget that.

As for renting your mums house, if she owns outright, why not sell? Then you can use her money on a RTB property big enough for everyone?

Guest101

Oh and PS, if you've got two incomes and surplus, ( which u say you do) why not just save up and buy like most of the population?

harrys_dad

headhurts.com wrote: »

Thanks everyone, no troll here!! Will defiantly look into the buy to let mortgage.

I think everyone can surely appreciate that I am trying to find the best option for my family (I wont hold my breath though!?!).

Defiantly is clearly a Freudian slip. As for the old "best option for my family" excuse it should be about looking after your family without doing it at someone else's family's expense, or even at your mother's expense.

I hope you are not holding your breath for appreciation, or maybe I do.

headhurts.com

Ok so I received a council home when I was young and had a baby (yes I no im really in for the insults now). My partner works his his butt off 6/7 days a week so we are now in a much better position. But its still not enough to be able to afford a mortgage! He is also in the position of being self employed. So I really really really do not understand what is so bloody bad about considering to get on the property ladder using the council house discount! Stuff your stupid morals!!!!
Thanks for all your advice, I will now let u all talk among yourselves about morals and how we should 'do whats right' for other people. Im sure people like me are the problem in this country, yeah right

reehsetin

headhurts.com wrote: »

I really really really do not understand what is so bloody bad about considering to get on the property ladder using the council house discount!

There's not if you plan on actually living in it like the scheme's actually intended for