We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Is signing back of card necessary?

Sushant
Sushant Posts: 1 Newbie
in Credit cards
Can anybody help me on this!
«1

Comments

  • PeacefulWaters
    PeacefulWaters Posts: 8,495 Forumite
    Yes.

    Not all retailers use chip and pin.
  • G6JNS
    G6JNS Posts: 563 Forumite
    Sushant wrote: »
    Can anybody help me on this!
    It is a condition of the use of the card.
  • Enterprise_1701C
    Enterprise_1701C Posts: 23,415 Forumite
    Part of the Furniture 10,000 Posts Photogenic Mortgage-free Glee!
    If it is not signed then someone else can sign it and use it, some places allow you to sign instead of using chip and pin, especially if the card is stolen and taken abroad.
    What is this life if, full of care, we have no time to stand and stare
  • bluebeary
    bluebeary Posts: 7,904 Forumite
    if the chip and pin system craps out and the retailer needs to revert to signature slip on the payment system then it is best to have a card with your signature on it otherwise the teller cant process the sale
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Eighth Anniversary 10,000 Posts Debt-free and Proud!
    I would think it depends on how you use it.

    If, like me, you only use it for online purchases (eg. Amazon), then it won't matter if it is signed.
  • JKSandy
    JKSandy Posts: 711 Forumite
    Most cards say "authorised signature-not valid until signed" so technically it is necessary.
    All that glitters is not gold.
  • oldagetraveller
    oldagetraveller Posts: 3,653 Forumite
    As post no.5. I used my C.C. to purchase fuel a few weeks ago and the chip couldn't be read. It was necessary to use the "old" signature process to complete the purchase.
    How dodgy would that have looked if my card hadn't been signed on the back?
  • zerog
    zerog Posts: 2,478 Forumite
    oldagetraveller wrote: »
    As post no.5. I used my C.C. to purchase fuel a few weeks ago and the chip couldn't be read. It was necessary to use the "old" signature process to complete the purchase.
    How dodgy would that have looked if my card hadn't been signed on the back?

    They'll probably just ask you for ID.
  • EarthBoy
    EarthBoy Posts: 3,379 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just sign the thing. What's the problem in doing so? It only takes two seconds.
  • reclusive46
    reclusive46 Posts: 2,698 Forumite
    EarthBoy wrote: »
    Just sign the thing. What's the problem in doing so? It only takes two seconds.

    I thought the exact same thing.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture