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Diary of my new life !!!

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  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Evening all ... ds had another good day at school today, its sooo nice to pick him up and not feel stressed ;):D I spent £20 on a voucher for my bil's birthday today and went round after work to drop it off. Ds took a penny out of his moneybox to give to him too. I explained he didnt need to as I had bought a gift from us both but he was insistent he wanted to give him one of his pennies ... I was sooooo proud of him, I know its only a little thing but it was so lovely, especially knowing how hard he had to work at school to get the pennies in the first place :o:o

    Other than that £20 I haven't spent any more money today :j
    I have also just moved £5 from my lightspeed account into paypal :beer: so that should arrive there in a few days :D
    I've already had a bath and put my pj's on tonight (teach me to get up so early, I'm knackered tonight lol), and now I'm just gonna go and look for the details of my mobile contract as I think I should be sending off one of the bills soon to claim some cashback :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Well done on everything BB. You are really organised and doing so well.
    Can I just ask - when you talk about the accounts you keep you electric, water money in etc , are they all seperate bank accounts or one of those bank accounts that you can have several 'pots' in one account.
    Hope that makes sense?
    DFF
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I have an online savings account and it lets you have 10 separate "pots" under the one account and you can call them whatever you like, so when I log in I can see a page with all my balances on, and it reads like .....

    Mortgage pot ..... £
    Water pot ...... £
    Car tax savings .... £
    Xmas fund .......... £
    Electric pot ..... £

    I love it as I can see exactly how much I have got put awayfor each different thing at any one time. I can change the names as much as I like too, so for example, yesterday I changed the electric one (as I shouldnt need that anymore as its direct debit now) to "ds birthday party fund" as I thought I'd better start putting some away for that in the summer.

    I ould def recommend getting one of these types of accounts, I couldn't be anywhere near as organised if I didn't have it ;) Hope that helps!! :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • skint_spice
    skint_spice Posts: 13,443 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi benben,

    I'm now trying to work out where I can save £4 off my tesco bill so I can get Happy Feet too - love that film!
    Good news about DS too, very pleased for you.x
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Who's the account with BB and the name of the account ?

    It sounds just what I'm after
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Its with ING ... no idea what account is called, its just a normal savings account :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Skye_27
    Skye_27 Posts: 50 Forumite
    Hello! Must admit I've been a lurker too and think your organisational skills are v impressive! I'm a AQA-er as well (10 months or so now) and a couple of months ago set myself a goal of so many questions a week, seems to be the best incentive. Its a nice feeling when the money is paid into my account as I can think all the time researching the questions was worth it! :D
    Make £10 a day challenge - £21.00/£290 :rolleyes:
    Lunch Challenge 17/03 - 21/03 - £0 :D
    Total Debt @ 03/03 = £17,599.41 :embarasse
  • benbenandme
    benbenandme Posts: 12,352 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    Yay its the weekend :j :j :j Just got home from ds swimming lesson, today the other little girl in his class didn't turn up so he had an individual lesson and it only cost me about £4.50 :D (Very mse!!)

    He had another good day at school today which I'm very pleased about. I can see quite a difference in him at home over the last couple of days too since he's been in the other class, and they have said they're going to leave him there a bit longer, so hopefully this will continue ;):D

    He has a birthday party tomorrow afternoon and then he's spending sunday with his dad. I'm just hoping for a chilled lazy weekend :D

    Today I have spent £2.50 on lunch, £7 in tesco (£5 on buckaroo for tomorrows party, £1 on 2 pretty cake tins and £1 on a kiddie baking set) and £60 on next terms swimming lessons (ex-mil sent me £50 towards this), and £2.05 on sweeties after swimming :o
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • Sea78
    Sea78 Posts: 6,185 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Sooo glad that there has been positive progress with DS hon - really pleased :)
    Sea xx
    CCCS DMP:Feb 07
    Total:£37,016.47 now £0 DEBT FREE FEB 14

    2022 Decluttering Campaign 49/1011
  • Ellidee
    Ellidee Posts: 6,216 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yes I second what Sea said. X
    Nothing is so fatiguing as the eternal hanging on of an uncompleted task. William James
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