Reducing your car insurance after a fault accident

rudekid48

Tomc144 wrote: »

I was hit from behind almost three years ago and wasn't injured. However I was subsequently bombarded by phone calls both on my mobile phone and home phone from claims companies telling me I was entitled to injury compensation. Despite me telling them I wasn't injured they told me I was still entitled claim just by signing a form. I refused. Now, the guy I hit from behind I repeatedly asked him whether he had any discomfort or anything. He repeatedly said he was ok. In my original post I said "probably spurious." There is a distinct possibility he was then bombarded with call from claim companies and he accepted their offer.

Well that proves it then - seeing as he told you he was OK.


I walked away from a crash many years ago telling everybody I was fine, even refused the offer of an ambulance. The pain only kicked in an hour or so later and a subsequent visit to A&E revealed a fractured collarbone. Adrenaline can hide a lot of things whilst it's pumping through your body.

straighttalker

It's amazing how when a MSE contributor hits and innocent third party, the subsequent third party claim is always classes as spurious.

Nasqueron

The other half was hit on the side of her car by a car driving through a give way without stopping, he started complaining at the time of pains (he didn't admit liability for about 18 months) - fire brigade offered to cut off his car roof to get him out safely, the pains soon disappeared!

REDDDRAGGON

It's a joke that you can can be at fault for an accident that has cost your insurer £6k+ and can still have such cheap insurance.

Tomc144

REDDDRAGGON wrote: »

It's a joke that you can can be at fault for an accident that has cost your insurer £6k+ and can still have such cheap insurance.

Get real, that is the way it was. 40 years with an unblemished driving record may have had something to do with it. What's up with some people?

Tomc144

There are so many insurance scammers out there.

Tomc144

straighttalker wrote: »

It's amazing how when a MSE contributor hits and innocent third party, the subsequent third party claim is always classes as spurious.

Please read what I wrote before commenting. I said "probably spurious" and made no reference whatsoever to third party claims as "always" being spurious.


Some people need to wake up before they get out of bed in the morning

molerat

In 2011 I rear ended someone, big repair bill to both cars and an injury claim. My renewal the next year was £5 more. This year my renewal is + 80p on last year.

Tomc144

rudekid48 wrote: »

Well that proves it then - seeing as he told you he was OK.


I walked away from a crash many years ago telling everybody I was fine, even refused the offer of an ambulance. The pain only kicked in an hour or so later and a subsequent visit to A&E revealed a fractured collarbone. Adrenaline can hide a lot of things whilst it's pumping through your body.

I'm sorry to hear you came out of the incident for the worse. Did you do well out of a compensation claim? You haven't mentioned whether you did or didn't and if you did, how much is paid out for a fractured collar bone?

Tomc144

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