How do you normally pay for your shopping?

Former_MSE_Andrea

We thought this would make a great poll, especially now!

What's the one main way you normally pay for your shopping?

Vote in the poll to let us know. Join the forum to vote

Cash
Debit card
Credit card
Pre-payment card
Cheque
Other (reply below to let us know!)

iris

Credit Card

I always use a credit card which gives cash back, in my case 1%, but pay it off in full every month.

d70cw6

gift card - 5% off supermarket shopping through vectis ftw!

lisa110rry

I know I should pay by cash back credit card, but I prefer to pay by debit card as I use internet banking and can keep a close eye on my balance and move anything extra to savings regularly. Also, although my credit card has been set up to pay full balance monthly by direct debit, I have a horror of credit of any kind. My last monthly car payment was made in 2008, last mortgage payment in 2012 - same car and same house now and no plans to change.

christineperseus

Other (let us know below)

gift card - 5% discount.

crystal9

Debit card

I pay by my debit card normally as i hardly ever carry cash around

kingfisherblue

Cash

Cash - it's rare that I use a card for shopping. I find it easier to keep track when I pay cash. I'm also less tempted to overspend.

esuhl

Debit card

kingfisherblue wrote: »

Cash - it's rare that I use a card for shopping. I find it easier to keep track when I pay cash. I'm also less tempted to overspend.

I've heard a lot of people say that, and fair enough if it works for you.

But I tried it a few times and it had the reverse effect on me! If I had cash in my wallet, it felt like I could spend it without reducing my bank balance. So I ended up spending more in cash than with a card. Maybe I'm just weird! :-/

Tiddlywinks

Credit Card

Why use cash or a debit card when you can use a credit card that gives rewards - it's money for nothing.

After all, you're going to buy the groceries anyway...

I rarely use cash if a card can be used.

jenniewb

Cash

Cash. I have a strict budget, can't go over it or I can't afford to buy anything/pay for my bills. I only take out cash I have, that way I am less likely to end up without enough to pay for food/etc.


Doesn't always work when things like your electricity bill doubling one month after a "new and impressive" (not my words) heating system is (against my choice) placed in my home. But it means I am doing everything I feel able to do to stick to my budget and not end up in so much debt again and helps me realise what I do/don't have per day and when I can/can't afford to eat things.

d70cw6

Tiddlywinks wrote: »

Why use cash or a debit card when you can use a credit card that gives rewards - it's money for nothing.

After all, you're going to buy the groceries anyway...

I rarely use cash if a card can be used.

why use credit card when you can use a gift card