Credit Check Advice

Candyapple

What is your overdraft limit?

What bank do you bank with? Have you tried applying for a card with them?

Did you write in to appeal for the Halifax account?

Do you have any CIFAS markers or anything?
https://forums.moneysavingexpert.com/discussion/5179907

Halftimeoranges

I'm not entirely sure I even have an overdraft limit, I never use It if I do.


Currently banking with Barclays. Haven't applied for a card with them, partly because I applied for the card with minimal cashback rewards that I was supposedly likely to get. I don't need the credit as such so I wanted to get a bit more from a card than just some activity on my history. Mostly because I was trying to leave Barclays, their current accounts offer zero rewards, their savings accounts and ISA rates are terrible.


No CIFAS markers at all according to call credit.


I tried to get in touch with Halifax customer service which was useless so I will be writing to them now. I'm due to receive written notice of the M&S decision too at which point I may write to them as well unless they detail their reasons for rejecting me. The reports I should send with them, is it just a copy of the postal report you can order for a couple of pounds? Is there a preferred place I should order it from to enclose or will any of them do?