Unidentified transaction POS

supermassive

I have a POS transaction on my statement with Natwest that is from a company I don't recognize at all. What's worse is that it was made on a day I dedicated to staying home and cleaning everything, and transaction completed on a day I was at work.

The company is "SP & L D Summers Mablethorpe" (Before you ask, no I haven't been to mablethorpe... in about 2 years) I've contacted Visa and they're none the wiser, saying it's a catering company according to their merchant code... but there's no transaction time and it's definitely been done with chip and pin, so un-fakeable.

It's for £8, which isn't the end of the world, but it makes me worry about future transactions and what they might be from this company I don't know.

If anyone can help to identify the company, I'll be very very grateful.

BMN

supermassive wrote: »

...it's definitely been done with chip and pin...

How do you know this?

grumbler

supermassive wrote: »

The company is "SP & L D Summers Mablethorpe"...

If anyone can help to identify the company, I'll be very very grateful.

https://www.facebook.com/public/Ann-Summers-Mablethorpe
http://www.192.com/atoz/business/mablethorpe-ln12/party-organisers/ann-summers-parties---east-coast/b60f00629fbfef2ace63a6fbd29092fe07e3401c/ml/

I've contacted Visa

Visa or your card provider?

henm2

Spencer P Summers & Lana D Summers apparently living at the same address in Mablethorpe
found from people search 192.com

meer53

Could you have bought anything from a funfair or travelling fair with your card ?

supermassive

Never (within 12 months) bought anything from Ann Summers, nor do I use my card at travelling fares... nor do I go to any travelling fares haha.

My card statement shows and always has shown a regular funding to Tesco, Asda, Dunhelm Mill, Costa & Various chain pubs.

Let's see who contacts who when the charge is reversed.

inspireme247

Ann Summers...:rotfl:

meer53

supermassive wrote: »

Never (within 12 months) bought anything from Ann Summers, nor do I use my card at travelling fares... nor do I go to any travelling fares haha.

My card statement shows and always has shown a regular funding to Tesco, Asda, Dunhelm Mill, Costa & Various chain pubs.

Let's see who contacts who when the charge is reversed.

For a transaction of £8 your bank will probably just refund you. It's not worth disputing for them. The dispute process costs more than that.

badger09

Wonder what you could buy from Ann Summers for £8? :eek:

mozzy10

Where does it even say ANN SUMMERS on the transaction? *rolls eyes*

It says "SP & L D Summers Mablethorpe"



Have you bought anything online from a small business?
Maybe on Amazon?

grumbler

meer53 wrote: »

For a transaction of £8 your bank will probably just refund you. It's not worth disputing for them. The dispute process costs more than that.

I can be wrong, but I think for the bank it's just a reversed transaction. Then it's the retailer that may dispute this.