How do you stop cash back on credit cards?

SkipClick

How do you stop cash back on debit credit cards through supermarkets? um thanks!.

Why because saves time of waiting at the checkouts when you enter the pin number!.

lolly5648

Um, why would you want to?

Stompa

I don't understand the question - you can't get cash back on credit cards.

batwell

Sure you can...hence why people use CC and then pay the lump sum of that end of their month.

johnmc

GE Money card pays 3% on fuel and food.

Change your credit card? Or phone them up and ask them to donate to charity.

SkipClick

Stompa wrote: »

I don't understand the question - you can't get cash back on credit cards.

You can when you goto the supermarket!

SkipClick

lolly5648 wrote: »

Um, why would you want to?

Just be quicker paying at the till rather they keep asking for cash back!.

LittleVoice

SkipClick wrote: »

You can when you goto the supermarket!

If the supermarket till operator is awake, they should not be offering cash back on credit cards.

They can offer cash back on debit cards.

If they give you cash on a credit card, they will be charged a percentage on what you receive.

If they give you cash on a debit card, they will pay no more than they would have done on the purchase you make.

Although, if the card company know that it is cash back and not just a purchase (technically they are talking about gift vouchers being included in this), then they will charge you a fee.

SkipClick

LittleVoice wrote: »

If the supermarket till operator is awake, they should not be offering cash back on credit cards.

They can offer cash back on debit cards.

If they give you cash on a credit card, they will be charged a percentage on what you receive.

If they give you cash on a debit card, they will pay no more than they would have done on the purchase you make.

Although, if the card company know that it is cash back and not just a purchase (technically they are talking about gift vouchers being included in this), then they will charge you a fee.

True but the till computer reader allways say do you want cash back if you have a credit card.

"If the supermarket till operator is awake, they should not be offering cash back on credit cards." Um, how do you know this do you have a source?. Thanks.

How do you stop this cash back on a debit card!!!!!?

jimbo_the_jetset

I used to work in a supermarket (a few moons ago now) but the till would never prompt to ask if the customer wanted cashback when using a credit card, only when using a debit card.

Anyhoo, how long does it take to say no? 0.5 sec? Gives you more time to bag up your stuff. Or when you hand your card over, just say no cashback thanks

LittleVoice

SkipClick wrote: »

True but the till computer reader allways say do you want cash back if you have a credit card.

"If the supermarket till operator is awake, they should not be offering cash back on credit cards." Um, how do you know this do you have a source?. Thanks.
quote]

I don't believe the till computer ever suggests cash back on credit card transactions. Certainly I've never been offered the service in too many years of using credit cards.

I thought I had explained why in my original post - it costs the retailer. They are paying the card people a percentage fee on the cash you take.