We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Transfer money from a Nationwide Credit Card

r2015
r2015 Posts: 1,136 Forumite
Home Insurance Hacker! Cashback Cashier
I have a Nationwide credit card that I only use when abroad and it has accumulated £3.50 in cash back.


I won't be going abroad on holiday this year so I won't be using it.


I have a Capital One credit card with 1% cashback that I use at home.


How do I transfer the cashback from the Nationwide card to my bank account which I just keep for the travel insurance and when abroad?


I can't see an option anywhere to do this in my online account.


Will Nationwide get funny about the credit balance or should I just ignore it and leave my credit card in credit?


Or I could just buy something on it for £3.50 but then will that not give me 1p cashback next year?
over 73 but not over the hill.

Comments

  • You may be able to get them to do a transfer if its a positive balance but there may be special rules around cashback not being eligible for transfer.

    For the sake of losing 3p cashback I'd probably just put a small transaction on the card and not waste my any time of my life on the phone to them to get 3p cashback
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    r2015 wrote: »
    ...Will Nationwide get funny about the credit balance or should I just ignore it and leave my credit card in credit?

    Or I could just buy something on it for £3.50 but then will that not give me 1p cashback next year?
    No, Yes, Possibly.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.