Default notice removal

dpage18

Lee i have a emailing saying it has been recived

Honey74

Something similar happened to me. My husband decided to go down the sequestration route so a woman came in and explained how it would work. Now as some were joint debts she told me DO NOT pay them revert them to me. I did this and it was only after speaking to a helpful lady at the bank that she told me I was still liable for the debt! Something this woman failed to mention. Now I'm left with defaults in my credit file. The debt was paid off and would of been much sooner if I'd known. Is there anything I can do to get the defaults removed?

dpage18

Just an update:

I have spoken to Vodaphone several times and had a heartless reply back ! despite having not missed one payment up untill they said my account was closed !!! they refuse to remove the defult notice !

I have offerd to pay admin fee , show letters from mortage !!

My mortgage will now not be renewed and face loosing my house !!!

All over £100 that i paid back in 2013 !!!!!!

i have been put through to 5 diffrent people in space of 1 hour ! promised call back and they never came !!!

Vofaphone does not care about the individual customer !

rizla_king

Correct vodfone dont care

They have reps on this forum but they only seem to be here in a face saving show of pretending to care.

In reality they dont give a sh##t.

rizla_king

You may as well an official compant to the

ICO https://ico.org.uk/concerns/handling/

and

the communications ombudsman http://www.ombudsman-services.org/communications.html

They might get vodafone to pay notice.

Tixy

dpage18 wrote: »

Just an update:

I have spoken to Vodaphone several times and had a heartless reply back ! despite having not missed one payment up untill they said my account was closed !!! they refuse to remove the defult notice !

I have offerd to pay admin fee , show letters from mortage !!

My mortgage will now not be renewed and face loosing my house !!!

All over £100 that i paid back in 2013 !!!!!!

i have been put through to 5 diffrent people in space of 1 hour ! promised call back and they never came !!!

Vofaphone does not care about the individual customer !

It is unusual that a mortgage lender would require repayment of the mortgage. Usually a problem on your credit file would simply mean having to remain on the lenders standard rate.

Or were you on an interest only mortgage and the term has actually expired?

Even if that is the case then you should be able to find another mortgage lender who will lend to you even with a small settled default on your file. Perhaps speak to an independant mortgage broker.

battyboimatt

Are you sure its a default and not just a late payment marker, it would seem odd for them to issue a defulat for just 2 missed payments.

dpage18

Yes it is def a default.

I think im just going to have give up , Obv wont be using vodaphone again ! such a poor none customer focued company !

rizla_king

Why give up before youve tried the ombudsman and the iCO? That makes no sense.

chanz4

Op post a copy of their reply, something is a miss