We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Fraudulent entries, advice..
Dakent89
Posts: 34 Forumite
Hi all,
I had some fraudulent entries on my credit file. Thankfully only searches, but a problem none the less.
2 were from lending stream LLC and were small, short term loan applications.
These are currently in the process of being removed.
The third, which I've only spotted today, though was done on the same date. May last year, was from 'TXT IT OU'
Firstly, who the hell is this company?
Secondly, and most importantly, it looks like this WAS NOT an application, since it only says generic check in the box, rather than application - is this therefore a soft search and a potential lender (ie mortgage company) won't actually see this?
Obviously I'll work to get it removed anyway, but I'm concerned it will delay my mortgage application EVEN further than it already has done.
Any advice would be greatly appreciated and I apologise for my essay, I like to type
I had some fraudulent entries on my credit file. Thankfully only searches, but a problem none the less.
2 were from lending stream LLC and were small, short term loan applications.
These are currently in the process of being removed.
The third, which I've only spotted today, though was done on the same date. May last year, was from 'TXT IT OU'
Firstly, who the hell is this company?
Secondly, and most importantly, it looks like this WAS NOT an application, since it only says generic check in the box, rather than application - is this therefore a soft search and a potential lender (ie mortgage company) won't actually see this?
Obviously I'll work to get it removed anyway, but I'm concerned it will delay my mortgage application EVEN further than it already has done.
Any advice would be greatly appreciated and I apologise for my essay, I like to type
0
Comments
-
Seems it's a payday lender....
https://forums.moneysavingexpert.com/discussion/4045781I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com0 -
Excellent news.
They didn't even get my date of birth right again.
I am not 69 years old lol0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.8K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.8K Work, Benefits & Business
- 600.2K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards