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debt not on any credit reports

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  • chopps
    chopps Posts: 142 Forumite
    Old Barclaycards don't appear on credit reports as there was no user disclosure agreement signed. So if you have one hold onto it !!
  • tiddly
    tiddly Posts: 22 Forumite
    What is a user disclosure agreement and what are they for?
    Sorry if i sound thick :-(
  • SeduLOUs
    SeduLOUs Posts: 2,171 Forumite
    Make sure you cancel your subscription with Experian if you don't want them to charge another £14.99 next month. Appears that you got sucked into the subscription links instead of just paying the £2 for a one off report...
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