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Mortgage free by 2023 (!)

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Comments

  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It's much easier if you can stay for a good renewal price isn't it. Our combined insurance for home and 2 cars is up for renewal and quote was up by 15%. I've managed to get them to freeze it the last 2 years so although I am paying a bit extra to renew I did get the renewal price down by just asking. I didn't want the hassle of changing so happy to haggle! 
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • Karmacat said:
    Totally ... if I can possibly justify the finances of staying with my existing provider, for anything, then I will!
    Me too KC!
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • £25 PB win in and divvied up. I’d already started working towards 2023 goals when I ticked off the last 2022 goals but I’ll post them January as I’m still tweaking them a little. 

    Hit payout on Vypr yesterday so £5 requested. Should get to payout on 1poll today or tomorrow possibly. 

    Quiet day at home today so going to fire up the laptop and try and catch some decent prolific surveys today. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That's for December only?  Brilliant figure, well done.
    2023: the year I get to buy a car
  • Karmacat said:
    That's for December only?  Brilliant figure, well done.
    Yes. Up to £155 now thanks to a fleabay sale and some cashback and survey income. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • £11.30 survey from prolific in and cashed out. Also took advantage of TCBs £2 bonus yesterday and ordered DD some skirts in a half price sale. 

    There are a few things I want to look out for in the sales but only if they are a good price otherwise they can wait. 

    Also submitted a missing cashback claim for Holland & Barrett. Every. Single. Time. So frustrating they can’t get it sorted with H&B as I end up waiting months. 

    Having a lovely evening with all of us on front of the fire, reading, crafting or listening to music. My kinda Saturday night. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • B&Q are the same. Drives me bonkers 🤦‍♀️
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • Happy New Year xx
  • happy New Year all. Off on another year of savings and paying off this mortgage!  Supposed to be clear by December. It isn’t going to happen unless I win the lottery!  🤣
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
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